Financial Services
Provident Financial Services, Inc.(PFS)
Live Price
Offline$22.72
+0.49% today
1Y Change
+36.05%
Window
Jun 23, 2025 โ Jun 18, 2026
- Market Cap
- $2.92B
- Revenue Growth
- +21.3%
- EPS Growth
- +112.4%
- Dividend Yield
- 4.3%
Coverage: 249 bars ยท Jun 23, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Provident Financial Services, Inc. (PFS) is a Financial Services stock with a market cap of $2.92B and listed on NYSE. The stock last traded around $22.72 and up 36.0% across the available one-year price window (Jun 23, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of +21.3%, EPS growth of +112.4%, a dividend yield of 4.3%. What stands out right now is revenue +21.3%, EPS +112.4%, free cash flow +1.3% with operating margin 30.5% and ROIC 6.9%. The dividend matters to the case here, with a current yield around 4.3%. Valuation is more restrained than many high-expectation growth names at P/E 9.5 and price/sales 2.1. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines PFS price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+21.3% vs +3.4% peer median
Operating Margin
Above sector median
+30.5% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 29, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +21.3% and EPS at +112.4%, with operating margin around 30.5%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 4.3%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +3.6% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 29, 2026 | โ | +1.2% | +0.9% | -1.2% |
2026 Jan 27, 2026 | +14.3% | +6.7% | +10.3% | +5.2% |
2025 Oct 29, 2025 | +1.3% | -0.4% | -0.4% | +3.7% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PFS
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
PFS Max Drawdown
-15.38%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for PFS and SPY.
Company Overview
Provident Financial Services, Inc.
New York Stock Exchange
Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. The company's deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. Its loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, office buildings, and retail and industrial properties; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, marine loans, personal loans and unsecured lines of credit, and auto and recreational vehicle loans. The company also offers cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services; and business credit cards. In addition, it provides wealth management services comprising investment management, trust and estate administration, financial planning, tax compliance and planning, and private banking. Further, the company sells insurance and investment products, including annuities; operates as a real estate investment trust for acquiring mortgage loans and other real estate related assets; and manages and sells real estate properties acquired through foreclosure. As of December 31, 2021, it operated 96 full-service branch offices in northern and central New Jersey, as well as in Pennsylvania and New York counties. The company was founded in 1839 and is headquartered in Jersey City, New Jersey.
- Leadership
- Anthony J. Labozzetta
- IPO Date
- Jan 16, 2003
- Employees
- 1.8k
- Street Address
- 239 Washington Street
- Mailing
- Jersey City, NJ, 07302
- Region
- Jersey City, NJ, US
- Reporting Currency
- USD
- Investor Line
- 732 590 9200
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.5
- EV/EBITDA
- 12.2
- Price/Sales
- 2.1
- Price/Book
- 1.0
Growth
- Revenue
- +21.3%
- EPS
- +112.4%
- Free Cash Flow
- +1.3%
Profitability
- Gross Margin
- 63.4%
- Operating Margin
- 30.5%
- Net Margin
- 21.9%
- ROE
- 11.0%
- ROIC
- 6.9%
Balance Sheet
- Debt/Equity
- 1.01
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.