Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 22M | 10M | 23M | 17M | 15M |
| Gross Profit | 8M | 10M | 12M | 14M | 13M |
| Operating Income | 3M | 2M | 5M | 7M | 7M |
| EBITDA | 4M | 2M | 5M | 8M | 7M |
| Net Income | 2M | 1M | 4M | 5M | 5M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$8.45
+0.00% today
1Y Change
-6.11%
Window
Jun 23, 2025 → Jun 18, 2026
Coverage: 249 bars · Jun 23, 2025 → Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Pacific Alliance Bank (PFBN) is a Financial Services stock with a market cap of $30.00M and listed on OTC. The stock last traded around $8.45 and down 6.1% across the available one-year price window (Jun 23, 2025 → Jun 18, 2026). Baseline metrics include revenue growth of +118.1%, EPS growth of +57.8%, a dividend yield of 1.2%. What stands out right now is revenue +118.1%, EPS +57.8%, free cash flow -39.5% with operating margin 15.1% and ROIC 0.5%. The dividend is present but secondary, with a yield around 1.2%. Valuation is more restrained than many high-expectation growth names at P/E 12.1 and price/sales 1.3. Stock Foundry combines PFBN price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PFBN
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
PFBN Max Drawdown
-11.11%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for PFBN and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$15.0M
-9.9% YoY
FY Net Income
$4.8M
-5.9% YoY
Free Cash Flow
-$1.9M
-178.4% YoY
Revenue Growth
+118.1%
EPS Growth
+57.8%
Gross Margin
38.5%
Net Margin
10.6%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 22M | 10M | 23M | 17M | 15M |
| Gross Profit | 8M | 10M | 12M | 14M | 13M |
| Operating Income | 3M | 2M | 5M | 7M | 7M |
| EBITDA | 4M | 2M | 5M | 8M | 7M |
| Net Income | 2M | 1M | 4M | 5M | 5M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 2M | 62M | 45M | 34M | 37M |
| Total Assets | 441M | 411M | 393M | 388M | 370M |
| Total Liabilities | 384M | 358M | 341M | 341M | 325M |
| Shareholder Equity | 56M | 53M | 52M | 48M | 45M |
| Total Debt | 18M | 26M | 36M | 26M | 10M |
| Net Debt | 17M | -62M | -9M | -8M | -27M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
4M
-21.0% YoY
Capital Expenditures
6M
-128.6% YoY
Free Cash Flow
2M
-178.4% YoY
Key ratios
Gross Margin
38.5%
Operating Margin
15.1%
Net Margin
10.6%
ROE
4.2%
Debt / Equity
0.33x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.