Financial Services
Ponce Financial Group, Inc.(PDLB)
Live Price
Offline$19.32
+1.10% today
1Y Change
+42.08%
Window
Jun 25, 2025 โ Jun 15, 2026
- Market Cap
- $430.00M
- Revenue Growth
- +16.1%
- EPS Growth
- +163.0%
- Dividend Yield
- 0.0%
Coverage: 244 bars ยท Jun 25, 2025 โ Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Ponce Financial Group, Inc. (PDLB) is a Financial Services stock with a market cap of $430.00M and listed on NASDAQ. The stock last traded around $19.32 and up 42.1% across the available one-year price window (Jun 25, 2025 โ Jun 15, 2026). Baseline metrics include revenue growth of +16.1%, EPS growth of +163.0%, a dividend yield of 0.0%. What stands out right now is revenue +16.1%, EPS +163.0%, free cash flow +834.7% with operating margin 21.6% and ROIC 1.0%. Valuation is more restrained than many high-expectation growth names at P/E 12.9 and price/sales 2.1. Stock Foundry combines PDLB price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+16.1% vs +3.4% peer median
Operating Margin
Above sector median
+21.6% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 24, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +16.1% and EPS at +163.0%, with operating margin around 21.6%.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -0.8% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 24, 2026 | โ | -0.7% | -0.6% | +4.9% |
2026 Jan 27, 2026 | +50.0% | +0.8% | +1.6% | -0.5% |
2025 Oct 24, 2025 | +22.7% | +0.3% | -3.5% | +5.1% |
Benchmark Edge
PDLB vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
PDLB
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
PDLB Max Drawdown
-8.42%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for PDLB and SPY.
Company Overview
Ponce Financial Group, Inc.
NASDAQ Global Market
Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It accepts various deposit products, including demand accounts, NOW/IOLA accounts, money market accounts, reciprocal deposits, savings accounts, and certificates of deposit. The company also provides one-to-four family investor-owned and owner-occupied residential, multifamily residential, nonresidential property, construction and land, commercial and industrial, business, and consumer loans; lines of credit; and paycheck protection program. In addition, it invests in securities, which consist of U.S. Government and federal agency securities and securities issued by government-sponsored or government-owned enterprises, as well as mortgage-backed securities, corporate bonds and obligations, and Federal Home Loan Bank stock. It operates 4 banking offices in Bronx, 2 banking offices in Manhattan, 3 banking offices in Queens, and 3 banking offices in Brooklyn, New York; 1 banking office in Union City, New Jersey; and 2 mortgage loan offices in Queens, 1 mortgage loan office in Brooklyn, New York; and 1 mortgage loan office in Englewood Cliffs and 1 mortgage loan office in Bergenfield, New Jersey. Ponce Financial Group, Inc. was founded in 1960 and is headquartered in Bronx, New York.
- Leadership
- Carlos Naudon
- IPO Date
- Oct 2, 2017
- Employees
- 211
- Street Address
- 2244 Westchester Avenue
- Mailing
- Bronx, NY, 10462
- Region
- Bronx, NY, US
- Reporting Currency
- USD
- Investor Line
- 718 931 9000
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 12.9
- EV/EBITDA
- 22.1
- Price/Sales
- 2.1
- Price/Book
- 0.7
Growth
- Revenue
- +16.1%
- EPS
- +163.0%
- Free Cash Flow
- +834.7%
Profitability
- Gross Margin
- 55.3%
- Operating Margin
- 21.6%
- Net Margin
- 15.8%
- ROE
- 5.9%
- ROIC
- 1.0%
Balance Sheet
- Debt/Equity
- 1.09
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.