Financial Services
PT Bank Central Asia Tbk(PBCRY)
Live Price
Offline$8.71
+1.04% today
1Y Change
-34.20%
Window
Jun 23, 2025 โ Jun 18, 2026
- Market Cap
- $719.63T
- Revenue Growth
- +16.1%
- EPS Growth
- +4.9%
- Dividend Yield
- 5.7%
Coverage: 249 bars ยท Jun 23, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
PT Bank Central Asia Tbk (PBCRY) is a Financial Services stock with a market cap of $719.63T and listed on OTC. The stock last traded around $8.71 and down 34.2% across the available one-year price window (Jun 23, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of +16.1%, EPS growth of +4.9%, a dividend yield of 5.7%. What stands out right now is revenue +16.1%, EPS +4.9%, free cash flow +20.8% with operating margin 57.2% and ROIC 3.5%. The dividend matters to the case here, with a current yield around 5.7%. Valuation is more restrained than many high-expectation growth names at P/E 12.4 and price/sales 5.7. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines PBCRY price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+16.1% vs +3.4% peer median
Operating Margin
Above sector median
+57.2% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 21, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +16.1% and EPS at +4.9%, with operating margin around 57.2%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 5.7%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -3.3% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 21, 2026 | โ | -0.2% | -7.8% | -9.2% |
2026 Jan 21, 2026 | โ | -0.5% | -7.3% | -6.8% |
2025 Oct 22, 2025 | โ | +1.9% | +5.1% | +2.8% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PBCRY
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
PBCRY Max Drawdown
-52.26%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for PBCRY and SPY.
Company Overview
PT Bank Central Asia Tbk
Other OTC
PT Bank Central Asia Tbk, together with its subsidiaries, provides banking products and services to individual, corporate, and small and medium enterprise customers in Indonesia and internationally. It offers savings accounts; motorcycle financing, as well as car, housing, working capital, and investment loans; mutual funds and bonds; electronic money services; credit cards; business collection services; and home and eBanking, remittance, and customer services. The company also provides investment financing, working capital financing, auto and multipurpose financing, operating lease, other financing activities, money lending and remittance, securities brokerage dealing and securities issuance underwriting, general or loss insurance, life insurance, Sharia banking, and venture capital services. As of December 2021, it operated 1,334 offices comprising 137 main branch offices; 1,105 permanent sub-branch offices; 70 mobile sub-branch offices; and 22 functional offices, as well as total 18,034 automated teller machines (ATMs) consisting of cash recycling machines and multi-functional ATMs. PT Bank Central Asia Tbk was founded in 1955 and is headquartered in Jakarta, Indonesia. PT Bank Central Asia Tbk is a subsidiary of PT Dwimuria Investama Andalan.
- Leadership
- Gregory Hendra Lembong
- IPO Date
- Feb 1, 2012
- Employees
- 27.8k
- Street Address
- Menara BCA
- Mailing
- Jakarta, 10310
- Region
- Jakarta, ID
- Reporting Currency
- USD
- Investor Line
- 62 21 2358 8000
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 12.4
- EV/EBITDA
- 8.7
- Price/Sales
- 5.7
- Price/Book
- 2.8
Growth
- Revenue
- +16.1%
- EPS
- +4.9%
- Free Cash Flow
- +20.8%
Profitability
- Gross Margin
- 65.8%
- Operating Margin
- 57.2%
- Net Margin
- 46.2%
- ROE
- 21.5%
- ROIC
- 3.5%
Balance Sheet
- Debt/Equity
- 0.03
- Current Ratio
- 15.25
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.