Financial Services
Private Bancorp of America, Inc.(PBAM)
Live Price
Offline$75.37
+0.49% today
1Y Change
+39.03%
Window
Jun 25, 2025 โ Jun 18, 2026
- Market Cap
- $430.00M
- Revenue Growth
- +6.9%
- EPS Growth
- +12.7%
- Dividend Yield
- 0.0%
Coverage: 247 bars ยท Jun 25, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Private Bancorp of America, Inc. (PBAM) is a Financial Services stock with a market cap of $430.00M and listed on OTC. The stock last traded around $75.37 and up 39.0% across the available one-year price window (Jun 25, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of +6.9%, EPS growth of +12.7%, a dividend yield of 0.0%. What stands out right now is revenue +6.9%, EPS +12.7%, free cash flow +21.0% with operating margin 34.2% and ROIC 1.6%. Valuation is more restrained than many high-expectation growth names at P/E 10.2 and price/sales 2.5. Stock Foundry combines PBAM price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+6.9% vs +3.4% peer median
Operating Margin
Above sector median
+34.2% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 20, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +6.9% and EPS at +12.7%, with operating margin around 34.2%.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +3.0% over the next 5 trading days and finished higher after 3 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 20, 2026 | โ | +0.1% | +2.5% | +0.1% |
2026 Jan 16, 2026 | -4.5% | +0.4% | +3.0% | +12.4% |
2025 Oct 17, 2025 | -6.8% | -0.0% | +3.6% | +2.6% |
Benchmark Edge
PBAM vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
PBAM
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
PBAM Max Drawdown
-8.03%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for PBAM and SPY.
Company Overview
Private Bancorp of America, Inc.
Other OTC
Private Bancorp of America, Inc. operates as the bank holding company for CalPrivate Bank that provides banking products and services to individuals and businesses in California. The company's personal banking services include personal checking and savings, money market, certificate of deposit, and retirement accounts; personal credit lines and term loans; additional services, such as direct deposits, online banking, ATMs/debit cards, credit cards, savings/line of credit overdraft protection, and safe deposit boxes; and certificate of deposit account registry services. Its business banking services consist of business checking and savings accounts, sweep accounts; and business services comprising treasury management, merchant card, bill pay, positive pay, e-statement, remote deposit capture, wire transfer services, electronic payments and collections, electronic check acceptance, account reconciliation, cash vault, and gift and business credit cards, as well as funds management services. The company also offers commercial real estate, small business administration, construction, and equipment and business expansion loans, as well as working capital lines of credit and letters of credit. The company has offices in La Jolla, San Diego, Coronado, Newport Beach, Beverly Hills, El Segundo, Temecula, Mission Valley, and Redlands. Private Bancorp of America, Inc. was founded in 2006 and is headquartered in La Jolla, California.
- Leadership
- Richard L. Sowers
- IPO Date
- Feb 22, 2012
- Employees
- 12
- Street Address
- 9404 Genesee Avenue
- Mailing
- La Jolla, CA, 92037
- Region
- La Jolla, CA, US
- Reporting Currency
- USD
- Investor Line
- 858 875 6900
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 10.2
- EV/EBITDA
- 3.1
- Price/Sales
- 2.5
- Price/Book
- 1.6
Growth
- Revenue
- +6.9%
- EPS
- +12.7%
- Free Cash Flow
- +21.0%
Profitability
- Gross Margin
- 53.2%
- Operating Margin
- 34.2%
- Net Margin
- 24.1%
- ROE
- 16.1%
- ROIC
- 1.6%
Balance Sheet
- Debt/Equity
- 0.10
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.