Financial Services
Bank OZK(OZKAP)
Live Price
Offline$16.14
-0.25% today
1Y Change
+0.25%
Window
Jun 25, 2025 โ Jun 16, 2026
- Market Cap
- $5.31B
- Revenue Growth
- +1.1%
- EPS Growth
- +0.8%
- Dividend Yield
- 3.7%
Coverage: 245 bars ยท Jun 25, 2025 โ Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Bank OZK (OZKAP) is a Financial Services stock with a market cap of $5.31B and listed on NASDAQ. The stock last traded around $16.14 and up 0.2% across the available one-year price window (Jun 25, 2025 โ Jun 16, 2026). Baseline metrics include revenue growth of +1.1%, EPS growth of +0.8%, a dividend yield of 3.7%. What stands out right now is revenue +1.1%, EPS +0.8%, free cash flow -1.0% with operating margin 33.0% and ROIC 1.7%. The dividend matters to the case here, with a current yield around 3.7%. Valuation is more restrained than many high-expectation growth names at P/E 7.6 and price/sales 1.9. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines OZKAP price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
+1.1% vs +3.4% peer median
Operating Margin
Above sector median
+33.0% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report landed above expectations
2026 was reported on Apr 21, 2026 with an EPS surprise of +0.7% and a revenue surprise of -0.2%.
The operating story is still moving forward
Revenue is running at +1.1% and EPS at +0.8%, with operating margin around 33.0%.
The next real check-in already has a date
The next earnings event is scheduled for Jul 16, 2026, which is the clearest near-term catalyst for confirming whether the current trend is holding up.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -0.3% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 21, 2026 | +0.7% | -0.2% | +0.8% | -1.7% |
2026 Jan 20, 2026 | -1.3% | +0.7% | -0.5% | +0.4% |
2025 Oct 15, 2025 | -1.2% | -1.7% | -1.0% | -5.4% |
Benchmark Edge
OZKAP vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
OZKAP
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
OZKAP Max Drawdown
-11.51%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for OZKAP and SPY.
Company Overview
Bank OZK
NASDAQ Global Select
Bank OZK provides various retail and commercial banking services. It accepts various deposit products, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time deposits. The company also offers real estate, consumer and business purpose, indirect recreational vehicle and marine, commercial and industrial, government guaranteed, agricultural, small business, homebuilder, and affordable housing loans; business aviation and subscription financing services; and mortgage and other lending products. In addition, it provides trust and wealth services, such as personal, custodial, investment management, and retirement accounts, as well as corporate trust services comprising trustee, paying and registered transfer agent, and other incidental services. Further, the company offers treasury management services comprising automated clearing house, wire transfer, transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, and merchant and commercial card services, as well as zero balance and investment sweep accounts. Additionally, it provides ATMs; telephone, online, and mobile banking services; debit and credit cards; safe deposit boxes; and other products and services, as well as processes merchant debit and credit card transactions. As of December 31, 2021, it operated approximately 240 offices in Arkansas, Georgia, Florida, North Carolina, Texas, Carolina, California, New York, and Mississippi. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.
- Leadership
- George G. Gleason
- IPO Date
- Oct 29, 2021
- Employees
- 3.1k
- Street Address
- 18000 Cantrell Road
- Mailing
- Little Rock, AR, 72223
- Region
- Little Rock, AR, US
- Reporting Currency
- USD
- Investor Line
- 501 978 2265
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 7.6
- EV/EBITDA
- 4.5
- Price/Sales
- 1.9
- Price/Book
- 0.9
Growth
- Revenue
- +1.1%
- EPS
- +0.8%
- Free Cash Flow
- -1.0%
Profitability
- Gross Margin
- 55.8%
- Operating Margin
- 33.0%
- Net Margin
- 25.3%
- ROE
- 11.6%
- ROIC
- 1.7%
Balance Sheet
- Debt/Equity
- 0.13
- Current Ratio
- 5.36
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.