Financial Services
Oxford Bank Corporation(OXBC)
Live Price
Offline$43.15
-0.07% today
1Y Change
+27.85%
Window
Jun 25, 2025 โ Jun 17, 2026
- Market Cap
- $100.00M
- Revenue Growth
- +1.0%
- EPS Growth
- +9.6%
- Dividend Yield
- 0.0%
Coverage: 246 bars ยท Jun 25, 2025 โ Jun 17, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Oxford Bank Corporation (OXBC) is a Financial Services stock with a market cap of $100.00M and listed on OTC. The stock last traded around $43.15 and up 27.9% across the available one-year price window (Jun 25, 2025 โ Jun 17, 2026). Baseline metrics include revenue growth of +1.0%, EPS growth of +9.6%, a dividend yield of 0.0%. What stands out right now is revenue +1.0%, EPS +9.6%, free cash flow 0.0% with operating margin 30.5% and ROIC 1.3%. Valuation is more restrained than many high-expectation growth names at P/E 9.5 and price/sales 1.9. Stock Foundry combines OXBC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
+1.0% vs +3.4% peer median
Operating Margin
Above sector median
+30.5% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Jan 29, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +1.0% and EPS at +9.6%, with operating margin around 30.5%.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.3% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Jan 29, 2026 | โ | +0.1% | +2.1% | +0.6% |
2025 Nov 3, 2025 | โ | +0.0% | +0.1% | +1.3% |
2025 Aug 4, 2025 | โ | -1.1% | -1.4% | +0.9% |
Benchmark Edge
OXBC vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
OXBC
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
OXBC Max Drawdown
-4.88%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for OXBC and SPY.
Company Overview
Oxford Bank Corporation
Other OTC
Oxford Bank Corporation provides banking products and services to various customers in Michigan. Its deposit products include savings, checking, and individual retirement accounts, as well as certificates of deposit. The company's loan portfolio comprises home mortgage, home equity, auto, student, term, commercial real estate, and small business administration loans, as well as lines of credit. It also offers cash management, merchant card, remote deposit capture, payroll, overdraft protection, wire transfer, night depository, and notary services, as well as safe deposit box and interactive teller machine services; online, telephone, and mobile banking services; debit and credit cards; and insurance products. The company operates its branches in Clarkston, Davison, Dryden, Lake Orion, Ortonville, Oxford, and Oakland. Oxford Bank Corporation was founded in 1884 and is based in Oxford, Michigan.
- Leadership
- David Lamb
- IPO Date
- Jan 3, 2000
- Employees
- 161
- Street Address
- 60 South Washington Street
- Mailing
- Oxford, MI, 48371
- Region
- Oxford, MI, US
- Reporting Currency
- USD
- Investor Line
- 248 572 2030
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.5
- EV/EBITDA
- โ
- Price/Sales
- 1.9
- Price/Book
- 0.9
Growth
- Revenue
- +1.0%
- EPS
- +9.6%
- Free Cash Flow
- 0.0%
Profitability
- Gross Margin
- 84.2%
- Operating Margin
- 30.5%
- Net Margin
- 20.1%
- ROE
- 10.4%
- ROIC
- 1.3%
Balance Sheet
- Debt/Equity
- 0.13
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.