Financial Services
Oak Valley Bancorp(OVLY)
Live Price
Offline$34.03
+1.16% today
1Y Change
+24.59%
Window
Jun 25, 2025 โ Jun 17, 2026
- Market Cap
- $280.00M
- Revenue Growth
- -8.6%
- EPS Growth
- -4.6%
- Dividend Yield
- 2.0%
Coverage: 246 bars ยท Jun 25, 2025 โ Jun 17, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Oak Valley Bancorp (OVLY) is a Financial Services stock with a market cap of $280.00M and listed on NASDAQ. The stock last traded around $34.03 and up 24.6% across the available one-year price window (Jun 25, 2025 โ Jun 17, 2026). Baseline metrics include revenue growth of -8.6%, EPS growth of -4.6%, a dividend yield of 2.0%. What stands out right now is revenue -8.6%, EPS -4.6%, free cash flow +2.9% with operating margin 34.2% and ROIC 10.4%. The dividend is present but secondary, with a yield around 2.0%. Valuation is more restrained than many high-expectation growth names at P/E 11.6 and price/sales 3.1. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines OVLY price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-8.6% vs +3.4% peer median
Operating Margin
Above sector median
+34.2% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 17, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -8.6% and EPS is at -4.6%, with operating margin around 34.2%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.0%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -1.6% over the next 5 trading days and finished higher after 0 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 17, 2026 | โ | +0.0% | -3.7% | -6.5% |
2026 Jan 23, 2026 | โ | +0.0% | -0.6% | +2.8% |
2025 Oct 22, 2025 | โ | +1.3% | -0.6% | +1.5% |
Benchmark Edge
OVLY vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
OVLY
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
OVLY Max Drawdown
-13.92%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for OVLY and SPY.
Company Overview
Oak Valley Bancorp
NASDAQ Capital Market
Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company's deposits products include checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also offers commercial real estate loans, commercial business lending and trade finance, and small business administration lending, as well as consumer loans consisting of automobile loans, home mortgage loans, revolving lines of credit, and other personal loans. In addition, the company provides online banking, remote deposit capture, mobile banking, merchant, night depository, extended hours, wire transfer of funds, and note collection services, as well as automated teller machines. As of December 31, 2021, it operated through seventeen full-service branch offices in Oakdale, Sonora, Bridgeport, Bishop, Mammoth Lakes, Modesto, Manteca, Patterson, Turlock, Tracy, Ripon, Stockton, Escalon, California, and Sacramento. The company was incorporated in 1990 and is headquartered in Oakdale, California.
- Leadership
- Christopher Courtney
- IPO Date
- Oct 15, 2003
- Employees
- 225
- Street Address
- 125 North Third Avenue
- Mailing
- Oakdale, CA, 95361
- Region
- Oakdale, CA, US
- Reporting Currency
- USD
- Investor Line
- 209 848 2265
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 11.6
- EV/EBITDA
- 2.6
- Price/Sales
- 3.1
- Price/Book
- 1.3
Growth
- Revenue
- -8.6%
- EPS
- -4.6%
- Free Cash Flow
- +2.9%
Profitability
- Gross Margin
- 91.2%
- Operating Margin
- 34.2%
- Net Margin
- 26.7%
- ROE
- 12.3%
- ROIC
- 10.4%
Balance Sheet
- Debt/Equity
- โ
- Current Ratio
- 0.23
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.