Financial Services
Ohio Valley Banc Corp.(OVBC)
Live Price
Offline$48.11
+0.54% today
1Y Change
+66.10%
Window
Jun 26, 2025 โ Jun 23, 2026
- Market Cap
- $210.00M
- Revenue Growth
- +5.9%
- EPS Growth
- +42.1%
- Dividend Yield
- 2.1%
Coverage: 248 bars ยท Jun 26, 2025 โ Jun 23, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Ohio Valley Banc Corp. (OVBC) is a Financial Services stock with a market cap of $210.00M and listed on NASDAQ. The stock last traded around $48.11 and up 66.1% across the available one-year price window (Jun 26, 2025 โ Jun 23, 2026). Baseline metrics include revenue growth of +5.9%, EPS growth of +42.1%, a dividend yield of 2.1%. What stands out right now is revenue +5.9%, EPS +42.1%, free cash flow +46.0% with operating margin 19.8% and ROIC 5027.0%. The dividend is present but secondary, with a yield around 2.1%. Valuation is more restrained than many high-expectation growth names at P/E 13.6 and price/sales 2.2. Stock Foundry combines OVBC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+5.9% vs +3.4% peer median
Operating Margin
Above sector median
+19.8% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 23, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +5.9% and EPS at +42.1%, with operating margin around 19.8%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.1%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -0.0% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 23, 2026 | โ | -1.4% | -3.8% | +2.0% |
2026 Jan 27, 2026 | โ | -0.0% | +1.8% | +6.9% |
2025 Oct 27, 2025 | โ | +2.4% | +1.8% | +12.2% |
Benchmark Edge
OVBC vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
OVBC
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
OVBC Max Drawdown
-11.01%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for OVBC and SPY.
Company Overview
Ohio Valley Banc Corp.
NASDAQ Global Market
Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and consumer banking products and services. The company operates in two segments, Banking and Consumer Finance. It accepts various deposit products, including checking, savings, time, and money market accounts, as well as individual retirement accounts, demand deposits, NOW accounts, and certificates of deposit. The company also provides various residential real estate loans, including one-to four-family residential mortgages; commercial loans for securing equipment, inventory, stock, commercial real estate, and rental property; and consumer loans secured by automobiles, mobile homes, recreational vehicles, and other personal property, as well as personal loans, unsecured credit card receivables, floor plan and student loans, and construction loans. In addition, it offers safe deposit boxes, wire transfers, credit card services, and Internet banking services; and financial management online services, such as cash management and news updates related to repossession auctions, current rates, and general bank news. Further, the company provides automatic teller machine (ATM) services, consumer finance, seasonal tax preparation services, and commercial property and various liability insurance services, as well as trust and online-only consumer direct mortgage services. It operates sixteen offices in Ohio and West Virginia; and six consumer finance offices in Ohio. The company owns and operates thirty- six ATMs, including twenty off-site ATMs. Ohio Valley Banc Corp. was founded in 1872 and is headquartered in Gallipolis, Ohio.
- Leadership
- Larry E. Miller
- IPO Date
- Nov 4, 1994
- Employees
- 271
- Street Address
- 420 Third Avenue
- Mailing
- Gallipolis, OH, 45631
- Region
- Gallipolis, OH, US
- Reporting Currency
- USD
- Investor Line
- 740 446 2631
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 13.6
- EV/EBITDA
- 11.0
- Price/Sales
- 2.2
- Price/Book
- 1234.1
Growth
- Revenue
- +5.9%
- EPS
- +42.1%
- Free Cash Flow
- +46.0%
Profitability
- Gross Margin
- 66.1%
- Operating Margin
- 19.8%
- Net Margin
- 16.0%
- ROE
- 12.5%
- ROIC
- 5027.0%
Balance Sheet
- Debt/Equity
- 0.01
- Current Ratio
- 311.91
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.