Financial Services
Ottawa Bancorp, Inc.(OTTW)
Live Price
Offline$15.35
+0.00% today
1Y Change
+2.47%
Window
Jun 25, 2025 โ Jun 22, 2026
- Market Cap
- $50.00M
- Revenue Growth
- +9.8%
- EPS Growth
- +121.9%
- Dividend Yield
- 2.9%
Coverage: 248 bars ยท Jun 25, 2025 โ Jun 22, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Ottawa Bancorp, Inc. (OTTW) is a Financial Services stock with a market cap of $50.00M and listed on OTC. The stock last traded around $15.35 and up 2.5% across the available one-year price window (Jun 25, 2025 โ Jun 22, 2026). Baseline metrics include revenue growth of +9.8%, EPS growth of +121.9%, a dividend yield of 2.9%. What stands out right now is revenue +9.8%, EPS +121.9%, free cash flow +478.1% with operating margin 14.1% and ROIC 0.5%. The dividend matters to the case here, with a current yield around 2.9%. Valuation is more restrained than many high-expectation growth names at P/E 18.6 and price/sales 2.5. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines OTTW price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+9.8% vs +3.4% peer median
Operating Margin
Above sector median
+14.1% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Feb 5, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +9.8% and EPS at +121.9%, with operating margin around 14.1%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.9%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -0.6% over the next 5 trading days and finished higher after 0 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Feb 5, 2026 | โ | -1.5% | -1.0% | -2.4% |
2025 Nov 3, 2025 | โ | +0.0% | -0.9% | -4.5% |
2025 Jul 28, 2025 | โ | +0.0% | +0.0% | +3.1% |
Benchmark Edge
OTTW vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
OTTW
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
OTTW Max Drawdown
-12.99%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for OTTW and SPY.
Company Overview
Ottawa Bancorp, Inc.
Other OTC
Ottawa Bancorp, Inc. operates as the holding company for Ottawa Savings Bank, a savings bank that provides various financial services to individual and corporate customers in Illinois. The company's deposit products include saving, checking, money market, and interest-bearing accounts, as well as certificate of deposit. Its loan portfolio comprises commercial, non-residential real estate, one-to-four family residential, multi-family residential, consumer direct, and purchased auto loans; motor vehicle, home improvement, share, and personal unsecured loans, as well as home equity and small personal credit lines; and student loans. The company also provides cash management solutions, such as remote deposit capture, automated clearing house/payroll direct deposit, and merchant services, as well as commercial leasing services. In addition, it offers notary, lamination, night depository, document faxing, money gift envelopes, gift and travel cards, and coin counting, as well as debit and credit cards, and digital banking services. The company was formerly known as Ottawa Savings Bancorp, Inc. and changed its name to Ottawa Bancorp, Inc. in October 2016. Ottawa Bancorp, Inc. was founded in 1871 and is based in Ottawa, Illinois.
- Leadership
- Craig Hepner
- IPO Date
- May 9, 2007
- Employees
- 57
- Street Address
- 925 LaSalle Street
- Mailing
- Ottawa, IL, 61350
- Region
- Ottawa, IL, US
- Reporting Currency
- USD
- Investor Line
- 815 433 2525
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 18.6
- EV/EBITDA
- 21.0
- Price/Sales
- 2.5
- Price/Book
- 0.8
Growth
- Revenue
- +9.8%
- EPS
- +121.9%
- Free Cash Flow
- +478.1%
Profitability
- Gross Margin
- 63.3%
- Operating Margin
- 14.1%
- Net Margin
- 9.7%
- ROE
- 4.4%
- ROIC
- 0.5%
Balance Sheet
- Debt/Equity
- 0.41
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.