Financial Services
Oportun Financial Corporation(OPRT)
Live Price
Offline$5.16
+2.99% today
1Y Change
-17.13%
Window
Jun 25, 2025 โ Jun 24, 2026
- Market Cap
- $250.00M
- Revenue Growth
- +19.5%
- EPS Growth
- +127.2%
- Dividend Yield
- 0.0%
Coverage: 251 bars ยท Jun 25, 2025 โ Jun 24, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Oportun Financial Corporation (OPRT) is a Financial Services stock with a market cap of $250.00M and listed on NASDAQ. The stock last traded around $5.16 and down 17.1% across the available one-year price window (Jun 25, 2025 โ Jun 24, 2026). Baseline metrics include revenue growth of +19.5%, EPS growth of +127.2%, a dividend yield of 0.0%. What stands out right now is revenue +19.5%, EPS +127.2%, free cash flow +3.9% with operating margin 6.9% and ROIC 13.5%. Valuation is more restrained than many high-expectation growth names at P/E 10.9 and price/sales 0.4. Overall, the current profile looks closer to a higher-growth but lower-margin setup than a generic broad-market placeholder. Stock Foundry combines OPRT price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+19.5% vs +3.4% peer median
Operating Margin
Above sector median
+6.9% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 14, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +19.5% and EPS at +127.2%, with operating margin around 6.9%.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -3.4% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 14, 2026 | โ | -2.4% | +0.7% | -2.4% |
2026 Feb 26, 2026 | +3.9% | -5.1% | -3.5% | -13.7% |
2025 Nov 4, 2025 | +50.0% | +1.6% | -7.6% | +3.1% |
Benchmark Edge
OPRT vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
OPRT
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
OPRT Max Drawdown
-46.29%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for OPRT and SPY.
Company Overview
Oportun Financial Corporation
NASDAQ Global Select
Oportun Financial Corporation provides financial services. It offers personal loans, auto loans, and credit cards. The company serves customers online and over-the-phone, as well as through retail locations. It operates in 24 states in the United States, which include Arkansas, Delaware, Indiana, Kentucky, Mississippi, Montana, North Dakota, New Hampshire, Oregon, South Carolina, South Dakota, and Virginia. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California.
- Leadership
- Kathleen I. Layton
- IPO Date
- Sep 26, 2019
- Employees
- 2.3k
- Street Address
- 2 Circle Star Way
- Mailing
- San Carlos, CA, 94070
- Region
- San Carlos, CA, US
- Reporting Currency
- USD
- Investor Line
- 650 810 8823
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 10.9
- EV/EBITDA
- 34.6
- Price/Sales
- 0.4
- Price/Book
- 0.7
Growth
- Revenue
- +19.5%
- EPS
- +127.2%
- Free Cash Flow
- +3.9%
Profitability
- Gross Margin
- 63.7%
- Operating Margin
- 6.9%
- Net Margin
- 4.0%
- ROE
- 6.7%
- ROIC
- 13.5%
Balance Sheet
- Debt/Equity
- 7.21
- Current Ratio
- 9.17
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.