Technology
OppFi Inc.(OPFI)
Live Price
Offline$8.36
-0.83% today
1Y Change
-42.84%
Window
Jun 25, 2025 โ Jun 15, 2026
- Market Cap
- $820.00M
- Revenue Growth
- +13.5%
- EPS Growth
- +175.0%
- Dividend Yield
- 0.0%
Coverage: 244 bars ยท Jun 25, 2025 โ Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
OppFi Inc. (OPFI) is a Technology stock with a market cap of $820.00M and listed on NYSE. The stock last traded around $8.36 and down 42.8% across the available one-year price window (Jun 25, 2025 โ Jun 15, 2026). Baseline metrics include revenue growth of +13.5%, EPS growth of +175.0%, a dividend yield of 0.0%. What stands out right now is revenue +13.5%, EPS +175.0%, free cash flow +23.0% with operating margin 32.4% and ROIC 24.7%. Valuation is more restrained than many high-expectation growth names at P/E 9.6 and price/sales 1.4. Overall, the current profile looks closer to a quality compounder than a generic broad-market placeholder. Stock Foundry combines OPFI price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Technology peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Near sector median
+13.5% vs +11.9% peer median
Operating Margin
Above sector median
+32.4% vs +22.0% peer median
P/E
Below sector median
9.6 vs 18.5 peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 6, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +13.5% and EPS at +175.0%, with operating margin around 32.4%.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -6.3% over the next 5 trading days and finished higher after 0 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 6, 2026 | โ | +1.4% | -9.1% | -13.3% |
2026 Mar 11, 2026 | +7.1% | -4.2% | -4.8% | -5.8% |
2025 Aug 6, 2025 | +50.0% | -8.6% | -5.0% | -7.8% |
Benchmark Edge
OPFI vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
OPFI
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
OPFI Max Drawdown
-48.53%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for OPFI and SPY.
Company Overview
OppFi Inc.
New York Stock Exchange
OppFi Inc. operates a financial technology platform that allows banks to offer lending products. Its platform facilitates the OppLoan, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. The company is based in Chicago, Illinois.
- Leadership
- Todd G. Schwartz
- IPO Date
- Nov 20, 2020
- Employees
- 445
- Street Address
- 130 East Randolph Street
- Mailing
- Chicago, IL, 60601
- Region
- Chicago, IL, US
- Reporting Currency
- USD
- Investor Line
- 312 212 8079
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.6
- EV/EBITDA
- 5.3
- Price/Sales
- 1.4
- Price/Book
- 4.3
Growth
- Revenue
- +13.5%
- EPS
- +175.0%
- Free Cash Flow
- +23.0%
Profitability
- Gross Margin
- 95.1%
- Operating Margin
- 32.4%
- Net Margin
- 4.4%
- ROE
- 73.2%
- ROIC
- 24.7%
Balance Sheet
- Debt/Equity
- 5.80
- Current Ratio
- 7.44
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.