Financial Services
OP Bancorp(OPBK)
Live Price
Offline$14.11
+0.50% today
1Y Change
+19.49%
Window
Jun 25, 2025 โ Jun 22, 2026
- Market Cap
- $220.00M
- Revenue Growth
- +8.2%
- EPS Growth
- +23.7%
- Dividend Yield
- 3.3%
Coverage: 248 bars ยท Jun 25, 2025 โ Jun 22, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
OP Bancorp (OPBK) is a Financial Services stock with a market cap of $220.00M and listed on NASDAQ. The stock last traded around $14.11 and up 19.5% across the available one-year price window (Jun 25, 2025 โ Jun 22, 2026). Baseline metrics include revenue growth of +8.2%, EPS growth of +23.7%, a dividend yield of 3.3%. What stands out right now is revenue +8.2%, EPS +23.7%, free cash flow -21.6% with operating margin 22.1% and ROIC 7.7%. The dividend matters to the case here, with a current yield around 3.3%. Valuation is more restrained than many high-expectation growth names at P/E 8.0 and price/sales 1.3. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines OPBK price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+8.2% vs +3.4% peer median
Operating Margin
Above sector median
+22.1% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 23, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +8.2% and EPS at +23.7%, with operating margin around 22.1%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 3.3%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -1.6% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 23, 2026 | โ | +1.7% | +1.6% | +0.5% |
2026 Jan 22, 2026 | -9.6% | -5.9% | -6.3% | -4.8% |
2025 Oct 23, 2025 | +2.3% | +1.9% | +0.0% | -4.8% |
Benchmark Edge
OPBK vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
OPBK
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
OPBK Max Drawdown
-17.14%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for OPBK and SPY.
Company Overview
OP Bancorp
NASDAQ Global Market
OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services in California. It offers demand, checking, savings, money market, and time deposit accounts, as well as certificates of deposit. The company also provides commercial real estate, small business administration, commercial and industrial business, single-family residential, term, consumer, and home mortgage loans; trade financing products; and letters of credit, and SWIFT and export advice. In addition, it offers debit and credit card, online transfer and bill payment, electronic delivery of customer statements, and mobile banking solutions for iPhone and Android phones, including remote check deposit with mobile bill pay; direct deposits, cashier's checks, person to person payments, wire transfers, and automated clearing house (ACH) services; and cash management services, including balance reporting, transfers between accounts, wire transfer initiation, ACH origination, and stop payment services, as well as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. As of January 27, 2022, the company operated nine full branch offices in Downtown Los Angeles, Los Angeles Fashion District, Los Angeles Koreatown, Gardena, Buena Park, and Santa Clara in California; and Carrollton, Texas. It also had four loan production offices in Atlanta, Georgia; Aurora, Colorado; and Lynnwood and Seattle in Washington. The company was founded in 2005 and is headquartered in Los Angeles, California.
- Leadership
- Sang Kyo Oh
- IPO Date
- Aug 8, 2005
- Employees
- 231
- Street Address
- 1000 Wilshire Boulevard
- Mailing
- Los Angeles, CA, 90017
- Region
- Los Angeles, CA, US
- Reporting Currency
- USD
- Investor Line
- 213 892 9999
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 8.0
- EV/EBITDA
- 3.8
- Price/Sales
- 1.3
- Price/Book
- 0.9
Growth
- Revenue
- +8.2%
- EPS
- +23.7%
- Free Cash Flow
- -21.6%
Profitability
- Gross Margin
- 55.3%
- Operating Margin
- 22.1%
- Net Margin
- 16.1%
- ROE
- 12.2%
- ROIC
- 7.7%
Balance Sheet
- Debt/Equity
- 0.47
- Current Ratio
- 0.08
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.