Financial Services
The Oita Bank, Ltd.(OITAF)
Live Price
Offline$4.31
+0.00% today
1Y Change
+0.00%
Window
Jun 27, 2025 โ Jun 23, 2026
- Market Cap
- $158.64B
- Revenue Growth
- +7.4%
- EPS Growth
- +17.3%
- Dividend Yield
- 1.6%
Coverage: 248 bars ยท Jun 27, 2025 โ Jun 23, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
The Oita Bank, Ltd. (OITAF) is a Financial Services stock with a market cap of $158.64B and listed on OTC. The stock last traded around $4.31 and up 0.0% across the available one-year price window (Jun 27, 2025 โ Jun 23, 2026). Baseline metrics include revenue growth of +7.4%, EPS growth of +17.3%, a dividend yield of 1.6%. What stands out right now is revenue +7.4%, EPS +17.3%, free cash flow -100.0% with operating margin 23.7% and ROIC 0.3%. The dividend is present but secondary, with a yield around 1.6%. Valuation is more restrained than many high-expectation growth names at P/E 19.3 and price/sales 2.0. Stock Foundry combines OITAF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+7.4% vs +3.4% peer median
Operating Margin
Above sector median
+23.7% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report came in below the EPS bar
Q2 2026 was reported on Apr 2, 2026 with an EPS surprise of -14.5%.
The operating story is still moving forward
Revenue is running at +7.4% and EPS at +17.3%, with operating margin around 23.7%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 1.6%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged 0.0% over the next 5 trading days and finished higher after 0 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
Q2 2026 Apr 2, 2026 | -14.5% | +0.0% | +0.0% | +0.0% |
Q4 2025 Dec 17, 2025 | +127.8% | +0.0% | +0.0% | +0.0% |
Q4 2025 Nov 18, 2025 | +32.0% | +0.0% | +0.0% | +0.0% |
Benchmark Edge
OITAF vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
OITAF
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
OITAF Max Drawdown
0.00%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for OITAF and SPY.
Company Overview
The Oita Bank, Ltd.
Other OTC
The Oita Bank, Ltd. provides various banking products and services to individual and corporate clients primarily in Japan. It operates through two segments, Banking and Leasing. The company offers general saving account; saving, time, current, and foreign currency deposit accounts; public bonds; investment trust; car, education, housing, renovation, card, free, business owner, and empty house demolition and utilization loans; reverse mortgage; and insurance services. It also provides point, campaign, internet banking, ATM, bank app and PayB, payment, foreign currency, mail order, web account transfer reception, fund transfer acceptance, consultation, forex web, debit and credit card, and foreign remittance services. In addition, the company offers inheritance and gift related services; safe deposit boxes; automatic pension receipt services; and pension plan services. As of September 30, 2022, it operated through 93 branches. The Oita Bank, Ltd. was founded in 1893 and is headquartered in Oita, Japan.
- Leadership
- Yasuhide Takahashi
- IPO Date
- Feb 7, 2018
- Employees
- 1.7k
- Street Address
- 4-1, Funaimachi 3-chome
- Mailing
- Oita, 870-0021
- Region
- Oita, JP
- Reporting Currency
- USD
- Investor Line
- 81 9 7534 1111
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 19.3
- EV/EBITDA
- 10.6
- Price/Sales
- 2.0
- Price/Book
- 0.7
Growth
- Revenue
- +7.4%
- EPS
- +17.3%
- Free Cash Flow
- -100.0%
Profitability
- Gross Margin
- 68.8%
- Operating Margin
- 23.7%
- Net Margin
- 10.5%
- ROE
- 3.7%
- ROIC
- 0.3%
Balance Sheet
- Debt/Equity
- 2.70
- Current Ratio
- 2.28
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.