Financial Services
OFG Bancorp(OFG)
Live Price
Offline$46.66
+0.24% today
1Y Change
+7.81%
Window
Jun 26, 2025 β Jun 18, 2026
- Market Cap
- $1.97B
- Revenue Growth
- +4.8%
- EPS Growth
- +6.6%
- Dividend Yield
- 2.7%
Coverage: 246 bars Β· Jun 26, 2025 β Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
OFG Bancorp (OFG) is a Financial Services stock with a market cap of $1.97B and listed on NYSE. The stock last traded around $46.66 and up 7.8% across the available one-year price window (Jun 26, 2025 β Jun 18, 2026). Baseline metrics include revenue growth of +4.8%, EPS growth of +6.6%, a dividend yield of 2.7%. What stands out right now is revenue +4.8%, EPS +6.6%, free cash flow -5.4% with operating margin 31.2% and ROIC 21.4%. The dividend matters to the case here, with a current yield around 2.7%. Valuation is more restrained than many high-expectation growth names at P/E 9.2 and price/sales 2.2. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines OFG price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Near sector median
+4.8% vs +3.4% peer median
Operating Margin
Above sector median
+31.2% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 21, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +4.8% and EPS at +6.6%, with operating margin around 31.2%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.7%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.6% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS Ξ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 21, 2026 | β | +2.4% | +2.6% | -0.3% |
2026 Jan 22, 2026 | +9.5% | -4.7% | +1.9% | +9.4% |
2025 Oct 22, 2025 | -0.8% | -1.1% | -2.9% | +0.3% |
Benchmark Edge
OFG vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
OFG
β
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
OFG Max Drawdown
-18.30%
Trailing 1Y
SPY Max Drawdown
β
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for OFG and SPY.
Company Overview
OFG Bancorp
New York Stock Exchange
OFG Bancorp, a financial holding company, provides a range of banking and financial services. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers checking and savings accounts, as well as time deposit products; commercial, consumer, auto, and mortgage lending services; financial planning and insurance services; and corporate and individual trust, and retirement services. It also provides securities brokerage and investment advisory services, including various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients; and separately-managed accounts and mutual fund asset allocation programs. In addition, the company engages in the insurance agency and reinsurance businesses; administration and servicing of retirement plans; various treasury-related functions with an investment portfolio consisting of mortgage-backed securities, obligations of U.S. government sponsored agencies, and U.S. Treasury securities and money market instruments; and management and participation in public offerings and private placements of debt and equity securities. Further, it offers money management and investment banking services; and engages in the asset/liability management activities, such as purchases and sales of investment securities, interest rate risk management, derivatives, and borrowings. The company operates through a network of 50 branches in Puerto Rico and 2 branches in USVI. OFG Bancorp was founded in 1964 and is headquartered in San Juan, Puerto Rico.
- Leadership
- JosΓ© Rafael FernΓ‘ndez
- IPO Date
- Mar 26, 1987
- Employees
- 2.2k
- Street Address
- 254 MuNoz Rivera Avenue
- Mailing
- San Juan, PR, 00918
- Region
- San Juan, PR, US
- Reporting Currency
- USD
- Investor Line
- 787 771 6800
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.2
- EV/EBITDA
- 6.6
- Price/Sales
- 2.2
- Price/Book
- 1.4
Growth
- Revenue
- +4.8%
- EPS
- +6.6%
- Free Cash Flow
- -5.4%
Profitability
- Gross Margin
- 72.2%
- Operating Margin
- 31.2%
- Net Margin
- 24.2%
- ROE
- 15.6%
- ROIC
- 21.4%
Balance Sheet
- Debt/Equity
- 0.42
- Current Ratio
- 8.02
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.