Financial Services
Oconee Federal Financial Corp.(OFED)
Live Price
Offline$17.51
-2.72% today
1Y Change
+54.96%
Window
Jun 25, 2025 โ Jun 15, 2026
- Market Cap
- $90.00M
- Revenue Growth
- +16.1%
- EPS Growth
- -33.6%
- Dividend Yield
- 2.5%
Coverage: 244 bars ยท Jun 25, 2025 โ Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Oconee Federal Financial Corp. (OFED) is a Financial Services stock with a market cap of $90.00M and listed on OTC. The stock last traded around $17.51 and up 55.0% across the available one-year price window (Jun 25, 2025 โ Jun 15, 2026). Baseline metrics include revenue growth of +16.1%, EPS growth of -33.6%, a dividend yield of 2.5%. What stands out right now is revenue +16.1%, EPS -33.6%, free cash flow +297.1% with operating margin 21.3% and ROIC 0.8%. The dividend matters to the case here, with a current yield around 2.5%. Valuation is more restrained than many high-expectation growth names at P/E 18.6 and price/sales 3.1. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines OFED price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+16.1% vs +3.4% peer median
Operating Margin
Above sector median
+21.3% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 22, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at +16.1% and EPS is at -33.6%, with operating margin around 21.3%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.5%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -3.8% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 22, 2026 | โ | +0.0% | +1.6% | +22.9% |
2026 Jan 20, 2026 | โ | -5.3% | -9.5% | -10.7% |
2025 Oct 21, 2025 | โ | +0.0% | -3.4% | +0.0% |
Benchmark Edge
OFED vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
OFED
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
OFED Max Drawdown
-14.34%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for OFED and SPY.
Company Overview
Oconee Federal Financial Corp.
Other OTC
Oconee Federal Financial Corp. operates as a holding company for Oconee Federal Savings and Loan Association that provides various banking products and services in the Oconee County area of northwestern South Carolina and the northeast area of Georgia. It offers deposit products, including demand, NOW, money market, savings, certificates of deposit, and individual retirement accounts. The company's loan portfolio comprises one-to-four family and multi-family residential mortgage loans; home equity loans and lines of credit; nonresidential real estate loans; construction and land loans; commercial and industrial loans; agricultural loans; and consumer and other loans. It operates through its executive office and eight branch offices located in Oconee and Pickens Counties, South Carolina; and Stephens and Rabun Counties, Georgia. The company was founded in 1924 and is based in Seneca, South Carolina. Oconee Federal Financial Corp. operates as a subsidiary of Oconee Federal, MHC.
- Leadership
- Curtis T. Evatt
- IPO Date
- Jan 14, 2011
- Employees
- 79
- Street Address
- 201 East North Second Street
- Mailing
- Seneca, SC, 29678
- Region
- Seneca, SC, US
- Reporting Currency
- USD
- Investor Line
- 864 882 2765
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 18.6
- EV/EBITDA
- 16.4
- Price/Sales
- 3.1
- Price/Book
- 1.1
Growth
- Revenue
- +16.1%
- EPS
- -33.6%
- Free Cash Flow
- +297.1%
Profitability
- Gross Margin
- 45.3%
- Operating Margin
- 21.3%
- Net Margin
- 16.5%
- ROE
- 5.8%
- ROIC
- 0.8%
Balance Sheet
- Debt/Equity
- 0.19
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.