Financial Services
OceanFirst Financial Corp.(OCFC)
Live Price
Offline$18.40
+0.60% today
1Y Change
+6.64%
Window
Jun 25, 2025 โ Jun 16, 2026
- Market Cap
- $1.10B
- Revenue Growth
- -4.7%
- EPS Growth
- -29.1%
- Dividend Yield
- 4.2%
Coverage: 245 bars ยท Jun 25, 2025 โ Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
OceanFirst Financial Corp. (OCFC) is a Financial Services stock with a market cap of $1.10B and listed on NASDAQ. The stock last traded around $18.40 and up 6.6% across the available one-year price window (Jun 25, 2025 โ Jun 16, 2026). Baseline metrics include revenue growth of -4.7%, EPS growth of -29.1%, a dividend yield of 4.2%. What stands out right now is revenue -4.7%, EPS -29.1%, free cash flow -6.1% with operating margin 13.8% and ROIC 0.5%. The dividend matters to the case here, with a current yield around 4.2%. Valuation is more restrained than many high-expectation growth names at P/E 15.5 and price/sales 1.7. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines OCFC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-4.7% vs +3.4% peer median
Operating Margin
Above sector median
+13.8% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 23, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -4.7% and EPS is at -29.1%, with operating margin around 13.8%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 4.2%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -1.7% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 23, 2026 | โ | +0.1% | +0.1% | -1.4% |
2026 Jan 22, 2026 | +5.1% | -3.7% | -3.0% | +0.8% |
2025 Oct 22, 2025 | +5.9% | -5.9% | -2.2% | -8.7% |
Benchmark Edge
OCFC vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
OCFC
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
OCFC Max Drawdown
-15.39%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for OCFC and SPY.
Company Overview
OceanFirst Financial Corp.
NASDAQ Global Select
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services. It accepts money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing demand deposits, and time deposits to retail, government, and business customers. The company also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, overdraft line of credit, loans on savings accounts, and other consumer loans. In addition, it invests in mortgage-backed securities, securities issued by the U.S. Government and agencies, corporate securities, and other investments. Further, the company offers bankcard, wealth management, and trust and asset management services; and sells alternative investment products and life insurance products. As of December 31, 2021, it operated through its branch office in Toms River; administrative office located in Red Bank and Mount Laurel; 46 additional branch offices and four deposit production facilities located throughout central and southern New Jersey; and commercial loan production offices in New Jersey, New York City, the Philadelphia area, Baltimore, and Boston. The company was founded in 1902 and is based in Red Bank, New Jersey.
- Leadership
- Christopher D. Maher
- IPO Date
- Jul 3, 1996
- Employees
- 975
- Street Address
- 110 West Front Street
- Mailing
- Red Bank, NJ, 07701
- Region
- Red Bank, NJ, US
- Reporting Currency
- USD
- Investor Line
- 732 240 4500
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 15.5
- EV/EBITDA
- 25.0
- Price/Sales
- 1.7
- Price/Book
- 0.6
Growth
- Revenue
- -4.7%
- EPS
- -29.1%
- Free Cash Flow
- -6.1%
Profitability
- Gross Margin
- 54.7%
- Operating Margin
- 13.8%
- Net Margin
- 10.6%
- ROE
- 4.2%
- ROIC
- 0.5%
Balance Sheet
- Debt/Equity
- 0.90
- Current Ratio
- 2.77
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.