Financial Services
Orange County Bancorp, Inc.(OBT)
Live Price
Offline$37.23
+3.36% today
1Y Change
+45.53%
Window
Jun 25, 2025 โ Jun 23, 2026
- Market Cap
- $460.00M
- Revenue Growth
- +10.5%
- EPS Growth
- +34.8%
- Dividend Yield
- 1.8%
Coverage: 249 bars ยท Jun 25, 2025 โ Jun 23, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Orange County Bancorp, Inc. (OBT) is a Financial Services stock with a market cap of $460.00M and listed on NASDAQ. The stock last traded around $37.23 and up 45.5% across the available one-year price window (Jun 25, 2025 โ Jun 23, 2026). Baseline metrics include revenue growth of +10.5%, EPS growth of +34.8%, a dividend yield of 1.8%. What stands out right now is revenue +10.5%, EPS +34.8%, free cash flow +25.7% with operating margin 32.4% and ROIC 1.5%. The dividend is present but secondary, with a yield around 1.8%. Valuation is more restrained than many high-expectation growth names at P/E 10.3 and price/sales 2.9. Stock Foundry combines OBT price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+10.5% vs +3.4% peer median
Operating Margin
Above sector median
+32.4% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 29, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +10.5% and EPS at +34.8%, with operating margin around 32.4%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 1.8%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +1.4% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 29, 2026 | โ | +0.2% | +1.9% | +0.6% |
2026 Feb 4, 2026 | +24.0% | +4.6% | +7.4% | -1.9% |
2025 Nov 10, 2025 | โ | -1.2% | -5.2% | +4.2% |
Benchmark Edge
OBT vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
OBT
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
OBT Max Drawdown
-17.98%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for OBT and SPY.
Company Overview
Orange County Bancorp, Inc.
NASDAQ Capital Market
Orange County Bancorp, Inc., through its subsidiaries, provides commercial and consumer banking products and services, and trust and wealth management services to small businesses, middle-market enterprises, local municipal governments, and affluent individuals. It accepts various deposit products, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services. The company operates 14 full-service branches and one loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York.
- Leadership
- Michael J. Gilfeather
- IPO Date
- Oct 15, 2003
- Employees
- 225
- Street Address
- 212 Dolson Avenue
- Mailing
- Middletown, NY, 10940
- Region
- Middletown, NY, US
- Reporting Currency
- USD
- Investor Line
- 845 341 5000
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 10.3
- EV/EBITDA
- 4.5
- Price/Sales
- 2.9
- Price/Book
- 1.6
Growth
- Revenue
- +10.5%
- EPS
- +34.8%
- Free Cash Flow
- +25.7%
Profitability
- Gross Margin
- 76.5%
- Operating Margin
- 32.4%
- Net Margin
- 28.3%
- ROE
- 16.1%
- ROIC
- 1.5%
Balance Sheet
- Debt/Equity
- 0.12
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.