Financial Services
Norwood Financial Corp.(NWFL)
Live Price
Offline$32.14
+0.72% today
1Y Change
+24.02%
Window
Jun 25, 2025 โ Jun 18, 2026
- Market Cap
- $280.00M
- Revenue Growth
- +34.2%
- EPS Growth
- +15250.0%
- Dividend Yield
- 4.1%
Coverage: 248 bars ยท Jun 25, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Norwood Financial Corp. (NWFL) is a Financial Services stock with a market cap of $280.00M and listed on NASDAQ. The stock last traded around $32.14 and up 24.0% across the available one-year price window (Jun 25, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of +34.2%, EPS growth of +15250.0%, a dividend yield of 4.1%. What stands out right now is revenue +34.2%, EPS +15250.0%, free cash flow +47.0% with operating margin 24.5% and ROIC 0.9%. The dividend matters to the case here, with a current yield around 4.1%. Valuation is more restrained than many high-expectation growth names at P/E 11.0 and price/sales 2.1. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines NWFL price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+34.2% vs +3.4% peer median
Operating Margin
Above sector median
+24.5% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 16, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +34.2% and EPS at +15250.0%, with operating margin around 24.5%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 4.1%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +1.2% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 16, 2026 | โ | +2.4% | +0.7% | -4.2% |
2026 Jan 22, 2026 | -1.2% | -2.1% | +3.5% | +8.6% |
2025 Oct 22, 2025 | +33.3% | -0.9% | -0.7% | +2.1% |
Benchmark Edge
NWFL vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
NWFL
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
NWFL Max Drawdown
-12.87%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for NWFL and SPY.
Company Overview
Norwood Financial Corp.
NASDAQ Global Market
Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services. The company accepts a range of deposit products, including interest-bearing and non-interest bearing transaction accounts, and statement savings and money market accounts, as well as certificate of deposits. It also provides various loans, such as commercial loans comprising lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construction projects and single-family residences; land loans; consumer loans; mortgage lending to finance principal residences and second home dwellings; and indirect dealer financing of new and used automobiles, boats, and recreational vehicles. In addition, the company offers investment securities services; trust and investment products; and cash management, direct deposit, remote deposit capture, mobile deposit capture, mobile payment, automated clearing house activity, real estate settlement, and Internet and mobile banking services. Further, it engages in the annuity and mutual fund sale, and discount brokerage activities, as well as insurance agency business. The company serves consumers, businesses, nonprofit organizations, and municipalities. It operates fourteen offices in Northeastern Pennsylvania; and sixteen offices in Delaware, Sullivan, Ontario, Otsego, and Yates Counties, New York, as well as thirty-one automated teller machines. Norwood Financial Corp. was founded in 1870 and is headquartered in Honesdale, Pennsylvania.
- Leadership
- James O. Donnelly
- IPO Date
- Mar 4, 1998
- Employees
- 264
- Street Address
- 717 Main Street
- Mailing
- Honesdale, PA, 18431
- Region
- Honesdale, PA, US
- Reporting Currency
- USD
- Investor Line
- 570 253 1455
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 11.0
- EV/EBITDA
- 10.3
- Price/Sales
- 2.1
- Price/Book
- 1.0
Growth
- Revenue
- +34.2%
- EPS
- +15250.0%
- Free Cash Flow
- +47.0%
Profitability
- Gross Margin
- 61.7%
- Operating Margin
- 24.5%
- Net Margin
- 19.1%
- ROE
- 10.4%
- ROIC
- 0.9%
Balance Sheet
- Debt/Equity
- 0.31
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.