Financial Services
The Bank of N.T. Butterfield & Son Limited(NTB)
Live Price
Offline$58.58
+0.90% today
1Y Change
+31.96%
Window
Jun 25, 2025 โ Jun 15, 2026
- Market Cap
- $2.22B
- Revenue Growth
- -2.0%
- EPS Growth
- +16.9%
- Dividend Yield
- 3.5%
Coverage: 245 bars ยท Jun 25, 2025 โ Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
The Bank of N.T. Butterfield & Son Limited (NTB) is a Financial Services stock with a market cap of $2.22B and listed on NYSE. The stock last traded around $58.58 and up 32.0% across the available one-year price window (Jun 25, 2025 โ Jun 15, 2026). Baseline metrics include revenue growth of -2.0%, EPS growth of +16.9%, a dividend yield of 3.5%. What stands out right now is revenue -2.0%, EPS +16.9%, free cash flow +4.5% with operating margin 32.6% and ROIC 15.6%. The dividend matters to the case here, with a current yield around 3.5%. Valuation is more restrained than many high-expectation growth names at P/E 9.2 and price/sales 2.9. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines NTB price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-2.0% vs +3.4% peer median
Operating Margin
Above sector median
+32.6% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 22, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -2.0% and EPS is at +16.9%, with operating margin around 32.6%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 3.5%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +2.3% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 22, 2026 | โ | +1.2% | -1.8% | +1.5% |
2026 Feb 9, 2026 | +5.5% | -1.2% | -1.0% | -5.9% |
2025 Oct 28, 2025 | +16.1% | +5.5% | +9.8% | +10.7% |
Benchmark Edge
NTB vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
NTB
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
NTB Max Drawdown
-12.43%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for NTB and SPY.
Company Overview
The Bank of N.T. Butterfield & Son Limited
New York Stock Exchange
The Bank of N.T. Butterfield & Son Limited provides a range of community, commercial, and private banking services to individuals and small to medium-sized businesses. It accepts retail and corporate checking, savings, term, and interest bearing and non-interest bearing deposits, as well as certificate of deposits. The company's lending portfolio includes residential mortgage lending, automobile lending, consumer financing, credit cards, overdraft facilities, commercial real estate lending, and commercial and industrial loans. It also offers investment products and services; and cash and liquidity management, foreign exchange, custody administration, and settlement services. In addition, the company provides personal and property/auto insurance products; letters of credit; and cash management, payroll, remote banking, money market, advisory, brokerage, trust, estate, company management, and fiduciary services. Further, it offers debit cards; automated teller machines; and personal and business deposit, merchant acquiring, and mobile and internet banking services. The company operates through offices in the Cayman Islands, Guernsey, Jersey, the United Kingdom, The Bahamas, Switzerland, Singapore, Mauritius, and Canada. It also operates through 3 branches in Bermuda and 4 branches in the Cayman Islands. The Bank of N.T. Butterfield & Son Limited was founded in 1858 and is headquartered in Hamilton, Bermuda.
- Leadership
- Michael Weld Collins
- IPO Date
- Sep 16, 2016
- Employees
- 1.3k
- Street Address
- 65 Front Street
- Mailing
- Hamilton, HM 12
- Region
- Hamilton, BM
- Reporting Currency
- USD
- Investor Line
- 14412951111
- Last Updated
- May 2, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.2
- EV/EBITDA
- 1.5
- Price/Sales
- 2.9
- Price/Book
- 2.0
Growth
- Revenue
- -2.0%
- EPS
- +16.9%
- Free Cash Flow
- +4.5%
Profitability
- Gross Margin
- 80.9%
- Operating Margin
- 32.6%
- Net Margin
- 31.8%
- ROE
- 21.6%
- ROIC
- 15.6%
Balance Sheet
- Debt/Equity
- 0.12
- Current Ratio
- 0.42
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.