Financial Services
Northpointe Bancshares, Inc.(NPB)
Live Price
Offline$17.85
-0.61% today
1Y Change
+32.22%
Window
Jun 25, 2025 โ Jun 18, 2026
- Market Cap
- $270.00M
- Revenue Growth
- +20.7%
- EPS Growth
- +56.2%
- Dividend Yield
- 0.6%
Coverage: 247 bars ยท Jun 25, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Northpointe Bancshares, Inc. (NPB) is a Financial Services stock with a market cap of $270.00M and listed on NYSE. The stock last traded around $17.85 and up 32.2% across the available one-year price window (Jun 25, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of +20.7%, EPS growth of +56.2%, a dividend yield of 0.6%. What stands out right now is revenue +20.7%, EPS +56.2%, free cash flow +121.4% with operating margin 23.8% and ROIC 16.9%. The dividend is present but secondary, with a yield around 0.6%. Valuation is more restrained than many high-expectation growth names at P/E 3.0 and price/sales 0.5. Overall, the current profile looks closer to a quality compounder than a generic broad-market placeholder. Stock Foundry combines NPB price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+20.7% vs +3.4% peer median
Operating Margin
Above sector median
+23.8% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 21, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +20.7% and EPS at +56.2%, with operating margin around 23.8%.
The next real check-in already has a date
The next earnings event is scheduled for Jul 28, 2026, which is the clearest near-term catalyst for confirming whether the current trend is holding up.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -2.4% over the next 5 trading days and finished higher after 0 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 21, 2026 | โ | -4.5% | -4.5% | -8.6% |
2026 Jan 20, 2026 | -13.3% | +0.9% | -0.9% | -1.4% |
2025 Oct 21, 2025 | +1.8% | -1.2% | -1.9% | -5.4% |
Benchmark Edge
NPB vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
NPB
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
NPB Max Drawdown
-15.39%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for NPB and SPY.
Company Overview
Northpointe Bancshares, Inc.
New York Stock Exchange
Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. It operates through two segments: Mortgage Purchase Program and Retail Banking. The company offers digital deposit banking, such as noninterest-bearing accounts, savings, money-market demand accounts, and certificates of deposits; personal and business banking; and health saving accounts; home loans; mortgage purchase program; residential mortgage lending; and custodial deposit services. Northpointe Bancshares, Inc. was incorporated in 1998 and is headquartered in Grand Rapids, Michigan.
- Leadership
- Charles A. Williams
- IPO Date
- Feb 18, 2025
- Employees
- 491
- Street Address
- 3333 Deposit Drive Northeast
- Mailing
- Grand Rapids, MI, 49546-1467
- Region
- Grand Rapids, MI, US
- Reporting Currency
- USD
- Investor Line
- 616 940 9400
- Last Updated
- May 2, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 3.0
- EV/EBITDA
- 12.9
- Price/Sales
- 0.5
- Price/Book
- 0.5
Growth
- Revenue
- +20.7%
- EPS
- +56.2%
- Free Cash Flow
- +121.4%
Profitability
- Gross Margin
- 51.1%
- Operating Margin
- 23.8%
- Net Margin
- 17.9%
- ROE
- 17.8%
- ROIC
- 16.9%
Balance Sheet
- Debt/Equity
- 2.96
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.