Financial Services
National Bankshares, Inc.(NKSH)
Live Price
Offline$35.72
+1.19% today
1Y Change
+30.40%
Window
Jun 26, 2025 โ Jun 18, 2026
- Market Cap
- $230.00M
- Revenue Growth
- +7.9%
- EPS Growth
- +100.8%
- Dividend Yield
- 4.1%
Coverage: 246 bars ยท Jun 26, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
National Bankshares, Inc. (NKSH) is a Financial Services stock with a market cap of $230.00M and listed on NASDAQ. The stock last traded around $35.72 and up 30.4% across the available one-year price window (Jun 26, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of +7.9%, EPS growth of +100.8%, a dividend yield of 4.1%. What stands out right now is revenue +7.9%, EPS +100.8%, free cash flow +145.1% with operating margin 24.8% and ROIC 1.0%. The dividend matters to the case here, with a current yield around 4.1%. Valuation is more restrained than many high-expectation growth names at P/E 13.2 and price/sales 2.7. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines NKSH price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+7.9% vs +3.4% peer median
Operating Margin
Above sector median
+24.8% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 23, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +7.9% and EPS at +100.8%, with operating margin around 24.8%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 4.1%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -1.3% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 23, 2026 | โ | -2.6% | -2.2% | -2.9% |
2026 Jan 22, 2026 | +23.5% | +0.5% | +0.8% | +6.9% |
2025 Oct 23, 2025 | +4.5% | +1.6% | -2.4% | +0.8% |
Benchmark Edge
NKSH vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
NKSH
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
NKSH Max Drawdown
-13.99%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for NKSH and SPY.
Company Overview
National Bankshares, Inc.
NASDAQ Capital Market
National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts, and individual retirement accounts. Its loan products include commercial and agricultural, commercial real estate, residential real estate, home equity, and various consumer loan products, as well as loans for the construction of commercial and residential properties. The company also provides business and consumer debit and credit cards; letters of credit, night depository services, safe deposit boxes, utility payment services, and automatic funds transfer; wealth management, trust, and estate services; non-deposit investment and insurance products; and telephone, mobile, and Internet banking services. It operates 23 branch offices, a loan production office, and 22 automated teller machines in Southwest Virginia. National Bankshares, Inc. was founded in 1891 and is headquartered in Blacksburg, Virginia.
- Leadership
- Lara E. Ramsey
- IPO Date
- Dec 1, 1999
- Employees
- 245
- Street Address
- 101 Hubbard Street
- Mailing
- Blacksburg, VA, 24062-9002
- Region
- Blacksburg, VA, US
- Reporting Currency
- USD
- Investor Line
- 540 951 6300
- Last Updated
- May 2, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 13.2
- EV/EBITDA
- 10.3
- Price/Sales
- 2.7
- Price/Book
- 1.2
Growth
- Revenue
- +7.9%
- EPS
- +100.8%
- Free Cash Flow
- +145.1%
Profitability
- Gross Margin
- 67.8%
- Operating Margin
- 24.8%
- Net Margin
- 20.4%
- ROE
- 9.8%
- ROIC
- 1.0%
Balance Sheet
- Debt/Equity
- โ
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.