Financial Services
Northeast Indiana Bancorp, Inc.(NIDB)
Live Price
Offline$23.60
-0.84% today
1Y Change
+38.37%
Window
Jun 25, 2025 โ Jun 15, 2026
- Market Cap
- $50.00M
- Revenue Growth
- +95.8%
- EPS Growth
- +46.7%
- Dividend Yield
- 3.3%
Coverage: 244 bars ยท Jun 25, 2025 โ Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Northeast Indiana Bancorp, Inc. (NIDB) is a Financial Services stock with a market cap of $50.00M and listed on OTC. The stock last traded around $23.60 and up 38.4% across the available one-year price window (Jun 25, 2025 โ Jun 15, 2026). Baseline metrics include revenue growth of +95.8%, EPS growth of +46.7%, a dividend yield of 3.3%. What stands out right now is revenue +95.8%, EPS +46.7%, free cash flow +11.1% with operating margin 23.9% and ROIC 1.2%. The dividend matters to the case here, with a current yield around 3.3%. Valuation is more restrained than many high-expectation growth names at P/E 7.9 and price/sales 1.6. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines NIDB price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+95.8% vs +3.4% peer median
Operating Margin
Above sector median
+23.9% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 20, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +95.8% and EPS at +46.7%, with operating margin around 23.9%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 3.3%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +1.2% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 20, 2026 | โ | +0.0% | +0.0% | +3.3% |
2026 Jan 27, 2026 | โ | +3.9% | +3.6% | +5.5% |
2025 Oct 28, 2025 | โ | +0.0% | +0.0% | +1.4% |
Benchmark Edge
NIDB vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
NIDB
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
NIDB Max Drawdown
-5.26%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for NIDB and SPY.
Company Overview
Northeast Indiana Bancorp, Inc.
Other OTC
Northeast Indiana Bancorp, Inc. operates as the bank holding company for First Federal Savings Bank that provides various banking and financial advisory services. The company offers various personal products, including checking accounts, savings accounts, retirement accounts, health savings accounts, and direct deposits, as well as certificates of deposit. Its loan portfolio comprises mortgage loans, such as home purchases, refinances, new construction loans, and home equity/home improvement loans; installment loans consisting of auto loans, personal loans, short term notes, and savings account loans, as well as RV, ATV, and boat loans; and commercial loans, including lines of credit, letters of credit, equipment financing, and construction loans, as well as revolving line of credit, term loans, real estate loans, and small business administration loans. The company also offers debit and credit cards, safe deposit boxes, online banking services, merchant services, and cash management services, as well as treasury management and merchant deposit capture services. In addition, it provides various financial services to individual and corporate clients, including brokerage accounts, retail funds, and wealth management products, as well as insurance products and retirement plans. As of January 28, 2022, the company operated five full-service offices in Huntington; 2 offices in Warsaw; and 2 offices in Fort Wayne, Indiana. Northeast Indiana Bancorp, Inc. was incorporated in 1995 and is headquartered in Huntington, Indiana.
- Leadership
- Michael S. Zahn
- IPO Date
- Jun 28, 1995
- Employees
- 58
- Street Address
- 648 North Jefferson Street
- Mailing
- Huntington, IN, 46750
- Region
- Huntington, IN, US
- Reporting Currency
- USD
- Investor Line
- 260 356 3311
- Last Updated
- May 2, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 7.9
- EV/EBITDA
- 11.2
- Price/Sales
- 1.6
- Price/Book
- 1.0
Growth
- Revenue
- +95.8%
- EPS
- +46.7%
- Free Cash Flow
- +11.1%
Profitability
- Gross Margin
- 46.0%
- Operating Margin
- 23.9%
- Net Margin
- 20.0%
- ROE
- 12.7%
- ROIC
- 1.2%
Balance Sheet
- Debt/Equity
- 0.71
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.