Financial Services
National Bank of Greece S.A.(NBGIF)
Live Price
Offline$17.63
+0.11% today
1Y Change
+35.62%
Window
Jun 25, 2025 โ Jun 18, 2026
- Market Cap
- $12.15B
- Revenue Growth
- -9.6%
- EPS Growth
- +0.8%
- Dividend Yield
- 5.0%
Coverage: 247 bars ยท Jun 25, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
National Bank of Greece S.A. (NBGIF) is a Financial Services stock with a market cap of $12.15B and listed on OTC. The stock last traded around $17.63 and up 35.6% across the available one-year price window (Jun 25, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of -9.6%, EPS growth of +0.8%, a dividend yield of 5.0%. What stands out right now is revenue -9.6%, EPS +0.8%, free cash flow +137.7% with operating margin 50.5% and ROIC 1.5%. The dividend matters to the case here, with a current yield around 5.0%. Valuation is more restrained than many high-expectation growth names at P/E 10.7 and price/sales 4.0. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines NBGIF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-9.6% vs +3.4% peer median
Operating Margin
Above sector median
+50.5% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 8, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -9.6% and EPS is at +0.8%, with operating margin around 50.5%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 5.0%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -0.1% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 8, 2026 | โ | +0.0% | +5.1% | +2.4% |
2026 Feb 27, 2026 | -1.8% | -5.4% | -3.6% | -4.8% |
2025 Nov 5, 2025 | -2.6% | +0.0% | -1.8% | +1.5% |
Benchmark Edge
NBGIF vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
NBGIF
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
NBGIF Max Drawdown
-23.68%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for NBGIF and SPY.
Company Overview
National Bank of Greece S.A.
Other OTC
National Bank of Greece S.A., together with its subsidiaries, provides financial products and services in Greece, the United Kingdom, North Macedonia, Romania, Cyprus, Bulgaria, Malta, Egypt, and Luxembourg. The company operates through Retail Banking, Corporate & Investment Banking, Trouble Assets Unit, Global Markets and Asset Management, Insurance, International Banking Operations, and Other segments. The Retail Banking segment provides deposit, investment, bancassurance products, mortgage loans, consumer and small business lending, debit and credit cards, prepaid cards, and other traditional products and services for individual customers, professionals, and small-medium and small sized companies through its network of branches and digital businesses. The Corporate & Investment Banking segment offers financial and investment advisory services, deposit accounts, loans, foreign exchange, and trade services for corporate customers; and lending services for large and medium-sized companies, as well as shipping finance services. The Trouble Assets Unit segment manages various loans. The Global Markets and Asset Management segment is involved in treasury activities; and provision of asset management, custody, private equity, and brokerage services. The Insurance offers various insurance products. The International Banking Operations segment offers traditional commercial banking, such as commercial and retail credit, trade financing, foreign exchange, and deposits; shipping finance; investment banking; and brokerage services through its foreign branches. The Other segment engages in the real estate management and warehousing businesses. As of December 31, 2021, the company operates 337 branches, 16 Transaction Offices, 2 I-Bank Stores, and 1,474 ATMs in Greece. National Bank of Greece S.A. was founded in 1841 and is headquartered in Athens, Greece.
- Leadership
- Pavlos Konstantinos Mylonas
- IPO Date
- Dec 4, 2002
- Employees
- 7.9k
- Street Address
- 86 Eolou Street
- Mailing
- Athens, 10559
- Region
- Athens, GR
- Reporting Currency
- USD
- Investor Line
- 30 210 33 41 000
- Last Updated
- May 2, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 10.7
- EV/EBITDA
- 8.4
- Price/Sales
- 4.0
- Price/Book
- 1.4
Growth
- Revenue
- -9.6%
- EPS
- +0.8%
- Free Cash Flow
- +137.7%
Profitability
- Gross Margin
- 86.9%
- Operating Margin
- 50.5%
- Net Margin
- 37.9%
- ROE
- 13.1%
- ROIC
- 1.5%
Balance Sheet
- Debt/Equity
- 0.79
- Current Ratio
- 1.88
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.