Financial Services
Navient Corporation(NAVI)
Live Price
Offline$8.09
+1.51% today
1Y Change
-42.87%
Window
Jun 25, 2025 โ Jun 18, 2026
- Market Cap
- $860.00M
- Revenue Growth
- -23.7%
- EPS Growth
- -167.5%
- Dividend Yield
- 7.0%
Coverage: 247 bars ยท Jun 25, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Navient Corporation (NAVI) is a Financial Services stock with a market cap of $860.00M and listed on NASDAQ. The stock last traded around $8.09 and down 42.9% across the available one-year price window (Jun 25, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of -23.7%, EPS growth of -167.5%, a dividend yield of 7.0%. What stands out right now is revenue -23.7%, EPS -167.5%, free cash flow -3.9% with operating margin 17.6% and ROIC 0.9%. The dividend matters to the case here, with a current yield around 7.0%. Valuation is more restrained than many high-expectation growth names at price/sales 0.3. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines NAVI price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-23.7% vs +3.4% peer median
Operating Margin
Above sector median
+17.6% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 29, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -23.7% and EPS is at -167.5%, with operating margin around 17.6%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 7.0%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -1.3% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 29, 2026 | โ | -2.8% | -8.2% | -12.6% |
2026 Jan 28, 2026 | -93.6% | +0.7% | +2.4% | -8.4% |
2025 Oct 29, 2025 | +61.1% | +2.7% | +1.9% | +6.9% |
Benchmark Edge
NAVI vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
NAVI
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
NAVI Max Drawdown
-52.28%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for NAVI and SPY.
Company Overview
Navient Corporation
NASDAQ Global Select
Navient Corporation provides education loan management and business processing solutions for education, healthcare, and government clients at the federal, state, and local levels in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing and asset recovery services on its own loan portfolio, as well as asset recovery services on FFELP loans owned by other institutions. It also owns, originates, acquires, and services refinance and in-school private education loans; and offers healthcare services that include revenue cycle outsourcing, accounts receivable management, extended business office support, consulting engagement, and public health programs, as well as business processing services to state governments, agencies, court systems, municipalities, and parking and tolling authorities. In addition, the company provides customizable solutions for its clients that include hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments; and corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Wilmington, Delaware.
- Leadership
- David L. Yowan
- IPO Date
- Apr 17, 2014
- Employees
- 2.1k
- Street Address
- 123 Justison Street
- Mailing
- Wilmington, DE, 19801
- Region
- Wilmington, DE, US
- Reporting Currency
- USD
- Investor Line
- 302 283 8000
- Last Updated
- May 2, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- โ
- EV/EBITDA
- 85.4
- Price/Sales
- 0.3
- Price/Book
- 0.4
Growth
- Revenue
- -23.7%
- EPS
- -167.5%
- Free Cash Flow
- -3.9%
Profitability
- Gross Margin
- 29.9%
- Operating Margin
- 17.6%
- Net Margin
- -2.0%
- ROE
- -2.5%
- ROIC
- 0.9%
Balance Sheet
- Debt/Equity
- 18.99
- Current Ratio
- 0.75
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.