Financial Services
National Capital Bancorp, Inc.(NACB)
Live Price
Offline$76.01
+1.35% today
1Y Change
+1.35%
Window
Jun 25, 2025 → Jun 18, 2026
- Market Cap
- $70.00M
- Revenue Growth
- -1.4%
- EPS Growth
- +10.3%
- Dividend Yield
- 1.4%
Coverage: 247 bars · Jun 25, 2025 → Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
National Capital Bancorp, Inc. (NACB) is a Financial Services stock with a market cap of $70.00M and listed on OTC. The stock last traded around $76.01 and up 1.3% across the available one-year price window (Jun 25, 2025 → Jun 18, 2026). Baseline metrics include revenue growth of -1.4%, EPS growth of +10.3%, a dividend yield of 1.4%. What stands out right now is revenue -1.4%, EPS +10.3%, free cash flow -9.7% with operating margin 54.6% and ROIC 1.8%. The dividend is present but secondary, with a yield around 1.4%. Valuation is more restrained than many high-expectation growth names at P/E 9.7 and price/sales 2.0. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines NACB price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-1.4% vs +3.4% peer median
Operating Margin
Above sector median
+54.6% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
The operating picture looks softer than before
Revenue is at -1.4% and EPS is at +10.3%, with operating margin around 54.6%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 1.4%, which matters if the thesis depends on income as much as growth.
Benchmark Edge
NACB vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
NACB
—
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
NACB Max Drawdown
-22.33%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for NACB and SPY.
Company Overview
National Capital Bancorp, Inc.
Other OTC
National Capital Bancorp, Inc. operates as the bank holding for The National Capital Bank of Washington that provides various banking products and services to individuals and businesses in Washington. It offers savings and checking accounts. The company also provides personal loans; home equity lines of credit; residential mortgages; paycheck protection program loans; commercial lines of credit; term loans; commercial mortgages; construction finance; equipment financing and leasing; loans for nonprofit organizations; letters of credit; SBA loans; and debit and credit cards. In addition, it offers cash management, disbursement services, online and mobile banking services, mobile deposits, escrow management, automated clearing house, remote deposit capture, lockbox services, merchant card processing, safe deposit boxes, and wealth management services. The company was founded in 1889 and is based in Washington, the District of Columbia.
- Leadership
- Richard Anderson Jr.
- IPO Date
- Oct 14, 1994
- Employees
- 63
- Street Address
- 316 Pennsylvania Avenue, SE
- Mailing
- Washington, DC, 20003
- Region
- Washington, DC, US
- Reporting Currency
- USD
- Investor Line
- 202 546 8232
- Last Updated
- May 2, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.7
- EV/EBITDA
- 0.4
- Price/Sales
- 2.0
- Price/Book
- 1.0
Growth
- Revenue
- -1.4%
- EPS
- +10.3%
- Free Cash Flow
- -9.7%
Profitability
- Gross Margin
- 79.6%
- Operating Margin
- 54.6%
- Net Margin
- 21.2%
- ROE
- 11.2%
- ROIC
- 1.8%
Balance Sheet
- Debt/Equity
- 0.21
- Current Ratio
- 799.24
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.