Financial Services
M&T Bank Corporation(MTB-PH)
Live Price
Offline$25.17
-0.04% today
Window Change
+1.13%
Window
Jun 23, 2025 โ May 15, 2026
- Market Cap
- $3.69B
- Revenue Growth
- -8.2%
- EPS Growth
- +16.2%
- Dividend Yield
- 2.7%
Coverage: 227 bars ยท Jun 23, 2025 โ May 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
M&T Bank Corporation (MTB-PH) is a Financial Services stock with a market cap of $3.69B and listed on NYSE. The stock last traded around $25.17 and up 1.1% across the available one-year price window (Jun 23, 2025 โ May 15, 2026). Baseline metrics include revenue growth of -8.2%, EPS growth of +16.2%, a dividend yield of 2.7%. What stands out right now is revenue -8.2%, EPS +16.2%, free cash flow -15.7% with operating margin 30.7% and ROIC 5.7%. The dividend matters to the case here, with a current yield around 2.7%. Valuation is more restrained than many high-expectation growth names at P/E 12.1 and price/sales 2.6. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines MTB-PH price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-8.2% vs +3.4% peer median
Operating Margin
Above sector median
+30.7% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 15, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -8.2% and EPS is at +16.2%, with operating margin around 30.7%.
The next real check-in already has a date
The next earnings event is scheduled for Jul 15, 2026, which is the clearest near-term catalyst for confirming whether the current trend is holding up.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.4% over the next 5 trading days and finished higher after 3 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 15, 2026 | โ | +0.1% | +0.4% | +0.8% |
2026 Jan 16, 2026 | +4.2% | -0.6% | +0.4% | +0.8% |
2025 Oct 16, 2025 | +11.7% | +0.2% | +0.4% | +0.5% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
MTB-PH
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
MTB-PH Max Drawdown
-3.99%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for MTB-PH and SPY.
Company Overview
M&T Bank Corporation
New York Stock Exchange
M&T Bank Corporation operates as a bank holding company that provides commercial and retail banking services. The company's Business Banking segment offers deposit, lending, cash management, and other financial services to small businesses and professionals. Its Commercial Banking segment provides deposit products, commercial lending and leasing, letters of credit, and cash management services for middle-market and large commercial customers. The company's Commercial Real Estate segment originates, sells, and services commercial real estate loans; and offers deposit services. Its Discretionary Portfolio segment provides deposits; securities, residential real estate loans, and other assets; and short and long term borrowed funds, as well as foreign exchange services. The company's Residential Mortgage Banking segment offers residential real estate loans for consumers and sells those loans in the secondary market; and purchases servicing rights to loans originated by other entities. Its Retail Banking segment offers demand, savings, and time accounts; consumer installment loans, automobile and recreational finance loans, home equity loans and lines of credit, and credit cards; mutual funds and annuities; and other services. The company also provides trust and wealth management; fiduciary and custodial; insurance agency; institutional brokerage and securities; and investment management services. It offers its services through banking offices, business banking centers, telephone and internet banking, and automated teller machines. As of December 31, 2021, the company operates 688 domestic banking offices in New York State, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia; and a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation was founded in 1856 and is headquartered in Buffalo, New York.
- Leadership
- Rene F. Jones
- IPO Date
- Apr 4, 2022
- Employees
- 22.3k
- Street Address
- One M&T Plaza
- Mailing
- Buffalo, NY, 14203
- Region
- Buffalo, NY, US
- Reporting Currency
- USD
- Investor Line
- 716 635 4000
- Last Updated
- May 2, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 12.1
- EV/EBITDA
- 8.9
- Price/Sales
- 2.6
- Price/Book
- 1.3
Growth
- Revenue
- -8.2%
- EPS
- +16.2%
- Free Cash Flow
- -15.7%
Profitability
- Gross Margin
- 75.3%
- Operating Margin
- 30.7%
- Net Margin
- 23.7%
- ROE
- 10.2%
- ROIC
- 5.7%
Balance Sheet
- Debt/Equity
- 0.68
- Current Ratio
- 0.32
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.