Financial Services
Malaga Financial Corporation(MLGF)
Live Price
Offline$21.52
-1.33% today
1Y Change
+11.05%
Window
Jun 25, 2025 โ Jun 23, 2026
- Market Cap
- $210.00M
- Revenue Growth
- -0.2%
- EPS Growth
- -9.5%
- Dividend Yield
- 4.5%
Coverage: 249 bars ยท Jun 25, 2025 โ Jun 23, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Malaga Financial Corporation (MLGF) is a Financial Services stock with a market cap of $210.00M and listed on OTC. The stock last traded around $21.52 and up 11.0% across the available one-year price window (Jun 25, 2025 โ Jun 23, 2026). Baseline metrics include revenue growth of -0.2%, EPS growth of -9.5%, a dividend yield of 4.5%. What stands out right now is revenue -0.2%, EPS -9.5%, free cash flow +16.8% with operating margin 67.6% and ROIC 2.1%. The dividend matters to the case here, with a current yield around 4.5%. Valuation is more restrained than many high-expectation growth names at P/E 9.5 and price/sales 4.7. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines MLGF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-0.2% vs +3.4% peer median
Operating Margin
Above sector median
+67.6% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Jan 30, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -0.2% and EPS is at -9.5%, with operating margin around 67.6%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 4.5%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.9% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Jan 30, 2026 | โ | +0.2% | +0.0% | +2.3% |
2025 Oct 9, 2025 | โ | +0.5% | +3.0% | +5.3% |
2025 Jul 16, 2025 | โ | -0.2% | -0.4% | -1.2% |
Benchmark Edge
MLGF vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
MLGF
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
MLGF Max Drawdown
-7.78%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for MLGF and SPY.
Company Overview
Malaga Financial Corporation
Other OTC
Malaga Financial Corporation operates as the holding company for Malaga Bank that provides various community banking products and services to personal and business customers. It offers checking, savings, NOW, and money market accounts, certificates of deposits, and demand deposits. The company also provides commercial real estate, land, business banking, consumer, and personal loans, as well as single and multi-family residential mortgage loans. In addition, it offers coupon redemption, direct deposit, overdraft lines of credit, telephone transfers, U.S. savings bond redemption, and wire transfer services; and ATM and VISA debit cards, bank by mail, medallion signature guarantee, night depository, notary, safe deposit boxes, and trust deed note collection services. Further, the company provides online banking services, including bill payer, e-statements, and mobile banking services. As of December 31, 2021, it operated five branch offices in Palos Verdes Estates, Rolling Hills Estates, Torrance, and San Pedro, California. The company was founded in 2002 and is headquartered in Palos Verdes Estates, California.
- Leadership
- Randy C. Bowers
- IPO Date
- Feb 28, 1996
- Employees
- 70
- Street Address
- 2514 Via Tejon
- Mailing
- Palos Verdes Estates, CA, 90274
- Region
- Palos Verdes Estates, CA, US
- Reporting Currency
- USD
- Investor Line
- 310 375 9000
- Last Updated
- May 2, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.5
- EV/EBITDA
- 15.5
- Price/Sales
- 4.7
- Price/Book
- 1.0
Growth
- Revenue
- -0.2%
- EPS
- -9.5%
- Free Cash Flow
- +16.8%
Profitability
- Gross Margin
- 51.3%
- Operating Margin
- 67.6%
- Net Margin
- 50.0%
- ROE
- 10.4%
- ROIC
- 2.1%
Balance Sheet
- Debt/Equity
- 1.21
- Current Ratio
- 0.41
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.