Financial Services
Merchants Financial Group, Inc.(MFGI)
Live Price
Offline$38.75
+0.00% today
1Y Change
+54.94%
Window
Jun 25, 2025 → Jun 18, 2026
- Market Cap
- $300.00M
- Revenue Growth
- +7.4%
- EPS Growth
- +69.2%
- Dividend Yield
- 2.2%
Coverage: 247 bars · Jun 25, 2025 → Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Merchants Financial Group, Inc. (MFGI) is a Financial Services stock with a market cap of $300.00M and listed on OTC. The stock last traded around $38.75 and up 54.9% across the available one-year price window (Jun 25, 2025 → Jun 18, 2026). Baseline metrics include revenue growth of +7.4%, EPS growth of +69.2%, a dividend yield of 2.2%. What stands out right now is revenue +7.4%, EPS +69.2%, free cash flow -72.4% with operating margin 25.2% and ROIC -1.4%. The dividend is present but secondary, with a yield around 2.2%. Valuation is more restrained than many high-expectation growth names at P/E 9.2 and price/sales 1.8. Stock Foundry combines MFGI price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+7.4% vs +3.4% peer median
Operating Margin
Above sector median
+25.2% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
The operating story is still moving forward
Revenue is running at +7.4% and EPS at +69.2%, with operating margin around 25.2%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.2%, which matters if the thesis depends on income as much as growth.
Benchmark Edge
MFGI vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
MFGI
—
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
MFGI Max Drawdown
-5.79%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for MFGI and SPY.
Company Overview
Merchants Financial Group, Inc.
Other OTC
Merchants Financial Group, Inc. operates as the bank holding company for Merchants Bank, National Association that provides various banking products and services to individuals and families, and companies in the United States. It offers checking, savings, certificates of deposit, and individual retirement accounts; and debit, gift, travel, and credit cards. The company also provides personal loans for cars and autos, boats, trailers, motorcycles, tractors, or RVs; furniture or appliances; debt consolidation services; mortgage, construction, home equity, term, commercial and residential real estate, equipment finance, floor plan, fleet/truck, small business, farming/start-up, and other loans, as well as finance for farming operations, including working capital and input costs, equipment, capital improvements, and others. In addition, it offers investment and trust, treasury management, and mobile and online banking services. It operates branches in Winona, Goodview, Rushford, Lanesboro, St. Charles, Rochester, La Crescent, Caledonia, Spring Grove, Cannon Falls, Red Wing, Hampton, Hastings, Apple Valley, Lakeville, Cottage Grove, Rosemount, and Northfield, Minnesota; and Onalaska and Eau Claire, Wisconsin. The company was founded in 1875 and is headquartered in Winona, Minnesota.
- Leadership
- Gregory Evans
- IPO Date
- Oct 7, 2003
- Employees
- 450
- Street Address
- 102 East Third Street
- Mailing
- Winona, MN, 55987
- Region
- Winona, MN, US
- Reporting Currency
- USD
- Investor Line
- 507 457 1100
- Last Updated
- May 2, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.2
- EV/EBITDA
- 2.3
- Price/Sales
- 1.8
- Price/Book
- 1.0
Growth
- Revenue
- +7.4%
- EPS
- +69.2%
- Free Cash Flow
- -72.4%
Profitability
- Gross Margin
- 56.2%
- Operating Margin
- 25.2%
- Net Margin
- 19.9%
- ROE
- 10.9%
- ROIC
- -1.4%
Balance Sheet
- Debt/Equity
- 0.15
- Current Ratio
- 0.10
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.