Financial Services
M&F Bancorp, Inc.(MFBP)
Live Price
Offline$28.45
+1.61% today
1Y Change
+68.05%
Window
Jun 25, 2025 โ Jun 23, 2026
- Market Cap
- $50.00M
- Revenue Growth
- +2.5%
- EPS Growth
- -34.4%
- Dividend Yield
- 0.9%
Coverage: 249 bars ยท Jun 25, 2025 โ Jun 23, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
M&F Bancorp, Inc. (MFBP) is a Financial Services stock with a market cap of $50.00M and listed on OTC. The stock last traded around $28.45 and up 68.1% across the available one-year price window (Jun 25, 2025 โ Jun 23, 2026). Baseline metrics include revenue growth of +2.5%, EPS growth of -34.4%, a dividend yield of 0.9%. What stands out right now is revenue +2.5%, EPS -34.4%, free cash flow +71.3% with operating margin 18.4% and ROIC 3.0%. The dividend is present but secondary, with a yield around 0.9%. Valuation is more restrained than many high-expectation growth names at P/E 12.1 and price/sales 1.8. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines MFBP price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Near sector median
+2.5% vs +3.4% peer median
Operating Margin
Above sector median
+18.4% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 30, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at +2.5% and EPS is at -34.4%, with operating margin around 18.4%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 0.9%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -2.0% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 30, 2026 | โ | +2.6% | -4.6% | +6.1% |
2026 Feb 6, 2026 | โ | +0.7% | +2.9% | +20.5% |
2025 Nov 4, 2025 | โ | -1.0% | -4.4% | -3.4% |
Benchmark Edge
MFBP vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
MFBP
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
MFBP Max Drawdown
-8.08%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for MFBP and SPY.
Company Overview
M&F Bancorp, Inc.
Other OTC
M&F Bancorp, Inc. operates as a bank holding company for the Mechanics and Farmers Bank that provides consumer and commercial banking products and services in North Carolina. It offers deposit products, including demand deposits; checking, savings, and money market accounts, as well as certificates of deposit. The company also provides loans for commercial and residential real estate, and construction; and consumer loans, as well as ATM services. It operates seven branch offices in Durham, Raleigh, Charlotte, Greensboro, and Winston-Salem, North Carolina. The company was founded in 1907 and is headquartered in Durham, North Carolina.
- Leadership
- James H. Sills
- IPO Date
- Sep 22, 1999
- Employees
- 70
- Street Address
- 2634 Durham Chapel Hill Boulevard
- Mailing
- Durham, NC, 27707
- Region
- Durham, NC, US
- Reporting Currency
- USD
- Investor Line
- 919 687 7800
- Last Updated
- May 2, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 12.1
- EV/EBITDA
- 9.5
- Price/Sales
- 1.8
- Price/Book
- 0.4
Growth
- Revenue
- +2.5%
- EPS
- -34.4%
- Free Cash Flow
- +71.3%
Profitability
- Gross Margin
- 77.8%
- Operating Margin
- 18.4%
- Net Margin
- 14.5%
- ROE
- 3.3%
- ROIC
- 3.0%
Balance Sheet
- Debt/Equity
- 0.01
- Current Ratio
- 0.05
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.