Financial Services
Mediobanca Banca di Credito Finanziario S.p.A.(MDIBY)
Live Price
Offline$30.03
-0.27% today
1Y Change
+29.83%
Window
Jun 25, 2025 โ Jun 18, 2026
- Market Cap
- $16.01B
- Revenue Growth
- -33.5%
- EPS Growth
- +6.5%
- Dividend Yield
- 6.1%
Coverage: 247 bars ยท Jun 25, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Mediobanca Banca di Credito Finanziario S.p.A. (MDIBY) is a Financial Services stock with a market cap of $16.01B and listed on OTC. The stock last traded around $30.03 and up 29.8% across the available one-year price window (Jun 25, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of -33.5%, EPS growth of +6.5%, a dividend yield of 6.1%. What stands out right now is revenue -33.5%, EPS +6.5%, free cash flow -100.0% with operating margin 54.7% and ROIC 0.7%. The dividend matters to the case here, with a current yield around 6.1%. Valuation already assumes a fairly strong business story at P/E 24.3 and price/sales 9.0. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines MDIBY price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-33.5% vs +3.4% peer median
Operating Margin
Above sector median
+54.7% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 6, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -33.5% and EPS is at +6.5%, with operating margin around 54.7%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 6.1%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.8% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 6, 2026 | โ | +0.7% | +3.4% | +6.2% |
2026 Feb 8, 2026 | โ | +0.6% | -2.2% | -16.7% |
2025 Nov 9, 2025 | โ | +1.2% | +1.0% | -4.6% |
Benchmark Edge
MDIBY vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
MDIBY
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
MDIBY Max Drawdown
-31.58%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for MDIBY and SPY.
Company Overview
Mediobanca Banca di Credito Finanziario S.p.A.
Other OTC
Mediobanca Banca di Credito Finanziario S.p.A., together with its subsidiaries, provides various banking products and services in Italy and internationally. The company operates through Wealth Management, Consumer Banking, Corporate and Investment Banking, Principal Investing, and Holding Functions segments. The Wealth Management segment offers asset management and other services to private clients, and affluent and premier customers. The Consumer Banking segment provides a range of consumer credit products comprising personal loans and salary-backed finances; personal loan services for cars and motorcycles, consumer electronics, furniture, and travel; payment services that include credit cards and salary-backed loans; insurance products; and instalment payment solutions for online purchases. The Corporate and Investment Banking segment offers wholesale banking products and services, including lending, advisory, capital market, and proprietary trading services; and specialty finance services, such as factoring and credit management, as well as non-performing loans portfolio acquisitions and management. The Principal Investing segment engages in the equity investment and holding activities. The Holding Functions segment engages in treasury, and asset and liability management operations. The company was founded in 1946 and is headquartered in Milan, Italy.
- Leadership
- Alessandro Melzi D'Eril
- IPO Date
- Feb 28, 2018
- Employees
- 5.4k
- Street Address
- Piazzetta Enrico Cuccia, 1
- Mailing
- Milan, MI, 20121
- Region
- Milan, MI, IT
- Reporting Currency
- USD
- Investor Line
- 39 02 88291
- Last Updated
- May 2, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 24.3
- EV/EBITDA
- โ
- Price/Sales
- 9.0
- Price/Book
- 1.4
Growth
- Revenue
- -33.5%
- EPS
- +6.5%
- Free Cash Flow
- -100.0%
Profitability
- Gross Margin
- 100.0%
- Operating Margin
- 54.7%
- Net Margin
- 37.2%
- ROE
- 5.9%
- ROIC
- 0.7%
Balance Sheet
- Debt/Equity
- 3.59
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.