Financial Services
Mercury General Corporation(MCY)
Live Price
Offline$102.67
+1.25% today
1Y Change
+67.38%
Window
Jun 25, 2025 โ Jun 24, 2026
- Market Cap
- $5.33B
- Revenue Growth
- +9.4%
- EPS Growth
- +15.6%
- Dividend Yield
- 1.3%
Coverage: 250 bars ยท Jun 25, 2025 โ Jun 24, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Mercury General Corporation (MCY) is a Financial Services stock with a market cap of $5.33B and listed on NYSE. The stock last traded around $102.67 and up 67.4% across the available one-year price window (Jun 25, 2025 โ Jun 24, 2026). Baseline metrics include revenue growth of +9.4%, EPS growth of +15.6%, a dividend yield of 1.3%. What stands out right now is revenue +9.4%, EPS +15.6%, free cash flow +3.8% with operating margin 11.1% and ROIC 24.0%. The dividend is present but secondary, with a yield around 1.3%. Valuation is more restrained than many high-expectation growth names at P/E 9.9 and price/sales 0.9. Stock Foundry combines MCY price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+9.4% vs +3.4% peer median
Operating Margin
Above sector median
+11.1% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 5, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +9.4% and EPS at +15.6%, with operating margin around 11.1%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 1.3%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.9% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 5, 2026 | โ | -1.5% | +4.4% | -0.7% |
2026 Feb 17, 2026 | +43.0% | -9.2% | -10.8% | -6.8% |
2025 Nov 4, 2025 | +79.5% | +2.5% | +9.0% | +13.5% |
Benchmark Edge
MCY vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
MCY
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
MCY Max Drawdown
-12.87%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for MCY and SPY.
Company Overview
Mercury General Corporation
New York Stock Exchange
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. The company also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. Its automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, fire, and other hazards. The company sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was founded in 1961 and is headquartered in Los Angeles, California.
- Leadership
- Gabriel Tirador
- IPO Date
- Nov 20, 1985
- Employees
- 4.2k
- Street Address
- 4484 Wilshire Boulevard
- Mailing
- Los Angeles, CA, 90010
- Region
- Los Angeles, CA, US
- Reporting Currency
- USD
- Investor Line
- 323 937 1060
- Last Updated
- May 2, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.9
- EV/EBITDA
- 6.0
- Price/Sales
- 0.9
- Price/Book
- 2.2
Growth
- Revenue
- +9.4%
- EPS
- +15.6%
- Free Cash Flow
- +3.8%
Profitability
- Gross Margin
- 33.9%
- Operating Margin
- 11.1%
- Net Margin
- 9.0%
- ROE
- 25.6%
- ROIC
- 24.0%
Balance Sheet
- Debt/Equity
- 0.24
- Current Ratio
- 66.98
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.