Financial Services
MetroCity Bankshares, Inc.(MCBS)
Live Price
Offline$34.17
+1.01% today
1Y Change
+24.68%
Window
Jun 25, 2025 โ Jun 23, 2026
- Market Cap
- $930.00M
- Revenue Growth
- +1.1%
- EPS Growth
- +4.7%
- Dividend Yield
- 3.2%
Coverage: 249 bars ยท Jun 25, 2025 โ Jun 23, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
MetroCity Bankshares, Inc. (MCBS) is a Financial Services stock with a market cap of $930.00M and listed on NASDAQ. The stock last traded around $34.17 and up 24.7% across the available one-year price window (Jun 25, 2025 โ Jun 23, 2026). Baseline metrics include revenue growth of +1.1%, EPS growth of +4.7%, a dividend yield of 3.2%. What stands out right now is revenue +1.1%, EPS +4.7%, free cash flow +120.2% with operating margin 37.6% and ROIC 1.5%. The dividend matters to the case here, with a current yield around 3.2%. Valuation is more restrained than many high-expectation growth names at P/E 12.4 and price/sales 3.7. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines MCBS price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
+1.1% vs +3.4% peer median
Operating Margin
Above sector median
+37.6% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 17, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +1.1% and EPS at +4.7%, with operating margin around 37.6%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 3.2%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +1.1% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 17, 2026 | โ | -1.9% | -3.6% | -4.4% |
2026 Jan 30, 2026 | -6.8% | +3.9% | +6.4% | +1.0% |
2025 Oct 17, 2025 | -5.6% | -0.6% | +0.6% | -1.8% |
Benchmark Edge
MCBS vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
MCBS
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
MCBS Max Drawdown
-19.06%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for MCBS and SPY.
Company Overview
MetroCity Bankshares, Inc.
NASDAQ Global Select
MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. It provides consumer and commercial checking accounts, savings accounts, certificates of deposits, money transfers, and other banking services. The company also offers construction and development, commercial real estate, commercial and industrial, single family residential mortgage, small business administration, and other consumer loans; and online banking, treasury management, wire transfer, automated clearing house, and cash management services. It serves small to medium-sized businesses, individuals, businesses, municipalities, and other entities. The company operates 19 full-service branch locations in Alabama, Florida, Georgia, New York, New Jersey, Texas, and Virginia. The company was founded in 2006 and is headquartered in Doraville, Georgia.
- Leadership
- Nack Young Paek
- IPO Date
- Sep 5, 2019
- Employees
- 240
- Street Address
- 5114 Buford Highway
- Mailing
- Doraville, GA, 30340
- Region
- Doraville, GA, US
- Reporting Currency
- USD
- Investor Line
- 770 455 4989
- Last Updated
- May 2, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 12.4
- EV/EBITDA
- 10.3
- Price/Sales
- 3.7
- Price/Book
- 1.7
Growth
- Revenue
- +1.1%
- EPS
- +4.7%
- Free Cash Flow
- +120.2%
Profitability
- Gross Margin
- 62.5%
- Operating Margin
- 37.6%
- Net Margin
- 29.7%
- ROE
- 15.1%
- ROIC
- 1.5%
Balance Sheet
- Debt/Equity
- 0.79
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.