Financial Services
Mountain Commerce Bancorp, Inc.(MCBI)
Live Price
Offline$166.06
-2.07% today
1Y Change
+769.57%
Window
Jun 25, 2025 โ Jun 15, 2026
- Market Cap
- $150.00M
- Revenue Growth
- +163.9%
- EPS Growth
- +25.4%
- Dividend Yield
- 1.2%
Coverage: 236 bars ยท Jun 25, 2025 โ Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Mountain Commerce Bancorp, Inc. (MCBI) is a Financial Services stock with a market cap of $150.00M and listed on OTC. The stock last traded around $166.06 and up 769.6% across the available one-year price window (Jun 25, 2025 โ Jun 15, 2026). Baseline metrics include revenue growth of +163.9%, EPS growth of +25.4%, a dividend yield of 1.2%. What stands out right now is revenue +163.9%, EPS +25.4%, free cash flow +10117.0% with operating margin 14.8% and ROIC 5.0%. The dividend is present but secondary, with a yield around 1.2%. Valuation is more restrained than many high-expectation growth names at P/E 12.8 and price/sales 1.5. Overall, the current profile looks closer to a higher-growth but lower-margin setup than a generic broad-market placeholder. Stock Foundry combines MCBI price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+163.9% vs +3.4% peer median
Operating Margin
Above sector median
+14.8% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 27, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +163.9% and EPS at +25.4%, with operating margin around 14.8%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 1.2%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -0.7% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 27, 2026 | โ | -4.2% | -4.7% | -7.5% |
2026 Jan 20, 2026 | -53.8% | +1.9% | -1.1% | +3.5% |
2025 Oct 20, 2025 | -20.3% | +2.8% | +3.7% | +4.6% |
Benchmark Edge
MCBI vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
MCBI
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
MCBI Max Drawdown
-19.70%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for MCBI and SPY.
Company Overview
Mountain Commerce Bancorp, Inc.
Other OTC
Mountain Commerce Bancorp, Inc. operates as the holding company for Mountain Commerce Bank that provides banking services for small- and medium-sized businesses, professionals, and affluent individuals. It offers checking and savings accounts; certificates of deposit; and mortgage loans, personal loans and lines of credit, commercial real estate loans, small business administration loans, equipment lending, operating lines of credit, and credit cards. The company also provides private banking, free fraud monitoring, estatement, remote deposit capture, and online banking services; and treasury management solutions. In addition, it offers fee based investment management accounts, such as individual stocks, stock mutual funds, and stock exchange traded funds; individual bonds, bond mutual funds, and fixed income exchange traded funds; and 529 college funding plans, as well as traditional, roth, and simple IRA's. Further, the company provides retirement plan consulting services comprising 401(k) and 403(b) plan design review and search services, fiduciary, investment committee support and guidance, and participant education and newsletters; life insurance for individuals, groups, or estate planning strategies; disability insurance and long term care insurance; and financial planning products and services. It operates through six branches located in Brentwood, Erwin, Johnson City, Knoxville, and Unicoi. The company was founded in 1910 and is based in Knoxville, Tennessee.
- Leadership
- William E. Edwards
- IPO Date
- Mar 2, 2017
- Employees
- 108
- Street Address
- 6101 Kingston Pike
- Mailing
- Knoxville, TN, 37919
- Region
- Knoxville, TN, US
- Reporting Currency
- USD
- Investor Line
- 866 622 1910
- Last Updated
- May 2, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 12.8
- EV/EBITDA
- 9.5
- Price/Sales
- 1.5
- Price/Book
- 1.0
Growth
- Revenue
- +163.9%
- EPS
- +25.4%
- Free Cash Flow
- +10117.0%
Profitability
- Gross Margin
- 31.4%
- Operating Margin
- 14.8%
- Net Margin
- 11.8%
- ROE
- 7.9%
- ROIC
- 5.0%
Balance Sheet
- Debt/Equity
- 0.47
- Current Ratio
- 0.13
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.