Financial Services
Live Price
Offline$39.88
+0.00% today
1Y Change
+0.00%
Window
Jun 27, 2025 → Jun 12, 2026
Coverage: 246 bars · Jun 27, 2025 → Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
mBank S.A. (MBAKF) is a Financial Services stock with a market cap of $48.54B and listed on OTC. The stock last traded around $39.88 and up 0.0% across the available one-year price window (Jun 27, 2025 → Jun 12, 2026). Baseline metrics include revenue growth of +39.7%, EPS growth of +58.0%, a dividend yield of 0.0%. What stands out right now is revenue +39.7%, EPS +58.0%, free cash flow +225.9% with operating margin 34.2% and ROIC 1.3%. Valuation is more restrained than many high-expectation growth names at P/E 12.8 and price/sales 3.0. Stock Foundry combines MBAKF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Edge
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
MBAKF
—
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
MBAKF Max Drawdown
-0.00%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for MBAKF and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$6.3B
-22.3% YoY
FY Net Income
-$1.2B
-67.7% YoY
Free Cash Flow
$10.2B
+36.9% YoY
Revenue Growth
+39.7%
EPS Growth
+58.0%
Gross Margin
69.3%
Net Margin
23.3%
Income statement
PLN
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 17.2B | 12.3B | 10.0B | 8.1B | 6.3B |
| Gross Profit | 12.6B | 12.3B | 18.2B | 8.1B | 6.3B |
| Operating Income | 5.0B | 7.9B | 9.3B | -108M | -591M |
| EBITDA | 5.7B | 0 | 0 | 0 | 0 |
| Net Income | 3.5B | 2.2B | 24M | -703M | -1.2B |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
PLN
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 48.1B | 43.7B | 43.0B | 23.0B | 17.9B |
| Total Assets | 280.3B | 246.0B | 227.0B | 209.9B | 199.5B |
| Total Liabilities | 258.8B | 228.2B | 213.2B | 197.2B | 185.8B |
| Shareholder Equity | 21.4B | 17.8B | 13.7B | 12.7B | 13.7B |
| Total Debt | 18.3B | 13.0B | 17.5B | 15.1B | 18.9B |
| Net Debt | -29.8B | -43.7B | -43.0B | -7.9B | 1.0B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
10.8B
+34.6% YoY
Capital Expenditures
589M
-4.7% YoY
Free Cash Flow
10.2B
+36.9% YoY
Key ratios
Gross Margin
69.3%
Operating Margin
34.2%
Net Margin
23.3%
ROE
18.1%
Debt / Equity
1.02x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.