Financial Services
Lloyds Banking Group plc(LYG)
Live Price
Offline$5.49
-0.18% today
1Y Change
+34.21%
Window
Jun 25, 2025 โ Jun 24, 2026
- Market Cap
- $57.36B
- Revenue Growth
- +72.8%
- EPS Growth
- +9.1%
- Dividend Yield
- 3.7%
Coverage: 250 bars ยท Jun 25, 2025 โ Jun 24, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Lloyds Banking Group plc (LYG) is a Financial Services stock with a market cap of $57.36B and listed on NYSE. The stock last traded around $5.49 and up 34.2% across the available one-year price window (Jun 25, 2025 โ Jun 24, 2026). Baseline metrics include revenue growth of +72.8%, EPS growth of +9.1%, a dividend yield of 3.7%. What stands out right now is revenue +72.8%, EPS +9.1%, free cash flow +92.9% with operating margin 36.7% and ROIC 1.1%. The dividend matters to the case here, with a current yield around 3.7%. Valuation is more restrained than many high-expectation growth names at P/E 11.4 and price/sales 2.9. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines LYG price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+72.8% vs +3.4% peer median
Operating Margin
Above sector median
+36.7% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 29, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +72.8% and EPS at +9.1%, with operating margin around 36.7%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 3.7%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +1.6% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 29, 2026 | โ | +3.6% | +3.6% | +3.6% |
2026 Jan 29, 2026 | +9.1% | +0.8% | -1.9% | -6.3% |
2025 Oct 23, 2025 | -58.3% | +0.7% | +3.1% | -0.4% |
Benchmark Edge
LYG vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
LYG
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
LYG Max Drawdown
-22.72%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for LYG and SPY.
Company Overview
Lloyds Banking Group plc
New York Stock Exchange
Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial services in the United Kingdom. It operates through three segments: Retail; Commercial Banking; and Insurance and Wealth. The Retail segment offers a range of financial service products, including current accounts, savings, mortgages, motor finance, unsecured loans, leasing solutions, and credit cards to personal and small business customers. The Commercial Banking segment provides lending, transactional banking, working capital management, risk management, debt financing, and debt capital market services to small and medium-sized entities, corporates, and financial institutions. The Insurance and Wealth segment offers insurance, investment and wealth management products and services. It also provides digital banking services. The company offers its products and services under the Lloyds Bank, Halifax, Bank of Scotland, and Scottish Widows brands. Lloyds Banking Group plc was founded in 1695 and is based in London, the United Kingdom.
- Leadership
- Charles Alan Nunn
- IPO Date
- Nov 28, 2001
- Employees
- 61.2k
- Street Address
- 25 Gresham Street
- Mailing
- London, EC2V 7HN
- Region
- London, GB
- Reporting Currency
- USD
- Investor Line
- 44 20 7626 1500
- Last Updated
- May 2, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 11.4
- EV/EBITDA
- 13.4
- Price/Sales
- 2.9
- Price/Book
- 1.2
Growth
- Revenue
- +72.8%
- EPS
- +9.1%
- Free Cash Flow
- +92.9%
Profitability
- Gross Margin
- 99.1%
- Operating Margin
- 36.7%
- Net Margin
- 25.9%
- ROE
- 10.8%
- ROIC
- 1.1%
Balance Sheet
- Debt/Equity
- 2.10
- Current Ratio
- 0.12
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.