Financial Services
Lyons Bancorp Inc.(LYBC)
Live Price
Offline$51.64
+0.00% today
1Y Change
+27.51%
Window
Jun 25, 2025 โ Jun 16, 2026
- Market Cap
- $170.00M
- Revenue Growth
- -26.6%
- EPS Growth
- +39.0%
- Dividend Yield
- 3.6%
Coverage: 245 bars ยท Jun 25, 2025 โ Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Lyons Bancorp Inc. (LYBC) is a Financial Services stock with a market cap of $170.00M and listed on OTC. The stock last traded around $51.64 and up 27.5% across the available one-year price window (Jun 25, 2025 โ Jun 16, 2026). Baseline metrics include revenue growth of -26.6%, EPS growth of +39.0%, a dividend yield of 3.6%. What stands out right now is revenue -26.6%, EPS +39.0%, free cash flow +74.3% with operating margin 37.2% and ROIC 1.1%. The dividend matters to the case here, with a current yield around 3.6%. Valuation is more restrained than many high-expectation growth names at P/E 7.7 and price/sales 2.2. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines LYBC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-26.6% vs +3.4% peer median
Operating Margin
Above sector median
+37.2% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Feb 5, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -26.6% and EPS is at +39.0%, with operating margin around 37.2%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 3.6%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.5% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Feb 5, 2026 | โ | +0.0% | -1.9% | -7.5% |
2025 Nov 3, 2025 | โ | +0.3% | +1.0% | +4.3% |
2025 Jul 18, 2025 | โ | +2.5% | +2.5% | +5.1% |
Benchmark Edge
LYBC vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
LYBC
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
LYBC Max Drawdown
-7.55%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for LYBC and SPY.
Company Overview
Lyons Bancorp Inc.
Other OTC
Lyons Bancorp Inc., a financial holding company, provides a range of commercial and retail banking services to individual and small business customers. It offers checking accounts, savings accounts, individual retirement accounts, and certificates of deposit. The company also provides loans comprising commercial real estate, agricultural real estate, commercial and agricultural, and consumer installment loans; and residential real estate loans that include classes for 1-4 family and home equity loans, as well as consumer loans, which comprise recreational, auto, personal, personal line of credit, and home improvement loans. In addition, it offers financial services, including retirement strategy, investment management, education savings, life insurance, long-term care insurance, and employer and employee benefit services. Further, the company provides mortgage, online and mobile banking, telephone banking, credit and debit card, online cash management, merchant, safe deposit boxes, wire transfer, traveler program, online bill pay, e-statements, money orders, and official checks services. It operates 16 branches located in Wayne, Onondaga, Yates, Ontario, Monroe, Seneca, and Cayuga counties, New York. The company was founded in 1852 and is headquartered in Lyons, New York.
- Leadership
- Clair J. Britt Jr.
- IPO Date
- Sep 7, 2006
- Employees
- 242
- Street Address
- 35 William Street
- Mailing
- Lyons, NY, 14489
- Region
- Lyons, NY, US
- Reporting Currency
- USD
- Investor Line
- 315 946 4871
- Last Updated
- May 2, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 7.7
- EV/EBITDA
- 6.0
- Price/Sales
- 2.2
- Price/Book
- 1.2
Growth
- Revenue
- -26.6%
- EPS
- +39.0%
- Free Cash Flow
- +74.3%
Profitability
- Gross Margin
- 72.2%
- Operating Margin
- 37.2%
- Net Margin
- 28.8%
- ROE
- 18.2%
- ROIC
- 1.1%
Balance Sheet
- Debt/Equity
- 0.14
- Current Ratio
- 100.95
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.