Financial Services
LexinFintech Holdings Ltd.(LX)
Live Price
Offline$2.00
+0.00% today
1Y Change
-73.92%
Window
Jun 25, 2025 โ Jun 24, 2026
- Market Cap
- $2.50B
- Revenue Growth
- -9.9%
- EPS Growth
- +45.2%
- Dividend Yield
- 15.9%
Coverage: 250 bars ยท Jun 25, 2025 โ Jun 24, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
LexinFintech Holdings Ltd. (LX) is a Financial Services stock with a market cap of $2.50B and listed on NASDAQ. The stock last traded around $2.00 and down 73.9% across the available one-year price window (Jun 25, 2025 โ Jun 24, 2026). Baseline metrics include revenue growth of -9.9%, EPS growth of +45.2%, a dividend yield of 15.9%. What stands out right now is revenue -9.9%, EPS +45.2%, free cash flow 0.0% with operating margin 13.0% and ROIC 5.9%. The dividend matters to the case here, with a current yield around 15.9%. Valuation is more restrained than many high-expectation growth names at P/E 1.5 and price/sales 0.2. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines LX price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-9.9% vs +3.4% peer median
Operating Margin
Above sector median
+13.0% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 21, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -9.9% and EPS is at +45.2%, with operating margin around 13.0%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 15.9%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -5.2% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 21, 2026 | โ | +1.6% | +14.0% | +2.6% |
2026 Mar 19, 2026 | โ | -7.1% | -16.5% | -7.8% |
2025 Nov 24, 2025 | โ | -9.5% | -13.2% | -9.3% |
Benchmark Edge
LX vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
LX
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
LX Max Drawdown
-74.84%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for LX and SPY.
Company Overview
LexinFintech Holdings Ltd.
NASDAQ Global Select
LexinFintech Holdings Ltd., through its subsidiaries, offers online consumer finance services in the People's Republic of China. The company operates Fenqile.com, an online consumption and consumer finance platform that offers installment purchase and personal installment loans, as well as provides online direct sales with installment payment terms; and Le Hua Card, a scenario-based lending. It also provides technology-driven platform services to increase revenues, manage financial risks, enhance operating efficiency and service quality, enhance collections, and reduce overall costs; Maiya application, a location-based services shopping experience with buy-now and pay-later options; and Juzi Licai, an online investment platform. In addition, the company offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was incorporated in 2013 and is headquartered in Shenzhen, the People's Republic of China.
- Leadership
- Wenjie Xiao
- IPO Date
- Dec 21, 2017
- Employees
- 4.7k
- Street Address
- CES Tower
- Mailing
- Shenzhen, 518057
- Region
- Shenzhen, CN
- Reporting Currency
- USD
- Investor Line
- 86 755 3637 8888
- Last Updated
- May 2, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 1.5
- EV/EBITDA
- 1.7
- Price/Sales
- 0.2
- Price/Book
- 0.2
Growth
- Revenue
- -9.9%
- EPS
- +45.2%
- Free Cash Flow
- 0.0%
Profitability
- Gross Margin
- 44.4%
- Operating Margin
- 13.0%
- Net Margin
- 12.8%
- ROE
- 14.4%
- ROIC
- 5.9%
Balance Sheet
- Debt/Equity
- 0.40
- Current Ratio
- 4.10
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.