Financial Services
Live Price
Offline$1.27
+3.25% today
1Y Change
-54.48%
Window
Jun 30, 2025 → Jun 26, 2026
Coverage: 249 bars · Jun 30, 2025 → Jun 26, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Lufax Holding Ltd (LU) is a Financial Services stock with a market cap of $5.58B and listed on NYSE. The stock last traded around $1.27 and down 54.5% across the available one-year price window (Jun 30, 2025 → Jun 26, 2026). Baseline metrics include revenue growth of -39.6%, EPS growth of -89.8%, a dividend yield of 0.0%. What stands out right now is revenue -39.6%, EPS -89.8%, free cash flow +245.8% with operating margin 35.5% and ROIC 4.0%. Valuation is more restrained than many high-expectation growth names at P/E 4.3 and price/sales 0.1. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines LU price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Edge
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
Relative Read
LU is 72.47 pts behind over the shared 1Y window.
LU had 62.91 pts deeper max drawdown than SPY.
LU beat SPY in 0 of 2 calendar years shown and trailed in 2.
LU
-54.48%
Normalized return
SPY
+17.99%
S&P 500
Excess Return
-72.47 pts
Relative to SPY
LU Max Drawdown
-72.05%
Trailing 1Y
SPY Max Drawdown
-9.13%
Trailing 1Y
Uses the longest available daily history for LU and SPY.
| Year | LU | SPY | Excess | Leader |
|---|---|---|---|---|
| 2026 | -52.79% | +6.71% | -59.50 pts | SPY |
| 2025 | -7.89% | +11.19% | -19.08 pts | SPY |
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$43.8B
-14.2% YoY
FY Net Income
$13.3B
+7.9% YoY
Free Cash Flow
$2.0B
-70.9% YoY
Revenue Growth
-39.6%
EPS Growth
-89.8%
Gross Margin
69.5%
Net Margin
2.1%
Income statement
CNY
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|
| Revenue | 41.7B | 69.0B | 65.0B | 51.0B | 43.8B |
| Gross Profit | 29.0B | 55.4B | 48.2B | 41.8B | 38.9B |
| Operating Income | 14.8B | 33.8B | 23.4B | 17.9B | 19.4B |
| EBITDA | 0 | 34.6B | 24.2B | 18.8B | 20.3B |
| Net Income | 887M | 8.7B | 16.8B | 12.4B | 13.3B |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
CNY
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|
| Cash & Equivalents | 40.0B | 44.4B | 35.3B | 24.6B | 7.9B |
| Total Assets | 237.0B | 349.3B | 360.4B | 248.9B | 149.5B |
| Total Liabilities | 143.3B | 254.5B | 265.9B | 165.7B | 101.4B |
| Shareholder Equity | 92.1B | 93.2B | 93.1B | 81.6B | 48.0B |
| Total Debt | 44.9B | 53.1B | 44.8B | 28.9B | 13.9B |
| Net Debt | 4.9B | 8.7B | 9.5B | 4.3B | 6.0B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
2.2B
-69.2% YoY
Capital Expenditures
182M
+12.0% YoY
Free Cash Flow
2.0B
-70.9% YoY
Key ratios
Gross Margin
69.5%
Operating Margin
35.5%
Net Margin
2.1%
ROE
1.0%
Debt / Equity
0.49x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.