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Financial Services

Live Oak Bancshares, Inc.(LOB)

Live Price

Offline

$41.40

+1.07% today

1Y Change

+38.93%

Window

Jun 30, 2025 โ†’ Jun 26, 2026

Market Cap
$1.73B
Revenue Growth
+12.0%
EPS Growth
+30.2%
Dividend Yield
0.3%

Coverage: 249 bars ยท Jun 30, 2025 โ†’ Jun 26, 2026

Research Briefing

A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.

Decision context

Research Snapshot

Live Oak Bancshares, Inc. (LOB) is a Financial Services stock with a market cap of $1.73B and listed on NYSE. The stock last traded around $41.40 and up 38.9% across the available one-year price window (Jun 30, 2025 โ†’ Jun 26, 2026). Baseline metrics include revenue growth of +12.0%, EPS growth of +30.2%, a dividend yield of 0.3%. What stands out right now is revenue +12.0%, EPS +30.2%, free cash flow -70.5% with operating margin 17.6% and ROIC 0.8%. The dividend is present but secondary, with a yield around 0.3%. Valuation is more restrained than many high-expectation growth names at P/E 13.9 and price/sales 1.6. Stock Foundry combines LOB price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.

Benchmark Edge

LOB vs SPY, QQQ, and Sector ETFs

Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.

Shared 1Y chart + MAX history table

Relative Read

Mixed setup vs SPY

LOB is 20.94 pts ahead over the shared 1Y window.

LOB had 14.91 pts deeper max drawdown than SPY.

LOB beat SPY in 2 of 2 calendar years shown and trailed in 0.

LOB

+38.93%

Normalized return

SPY

+17.99%

S&P 500

Excess Return

+20.94 pts

Relative to SPY

LOB Max Drawdown

-24.04%

Trailing 1Y

SPY Max Drawdown

-9.13%

Trailing 1Y

LOBSPY

Calendar-Year Returns

Uses the longest available daily history for LOB and SPY.

YearLOBSPYExcessLeader
2026+19.27%+6.71%+12.57 ptsLOB
2025+15.54%+11.19%+4.34 ptsLOB

Earnings Reports

๐Ÿ“… Last reportedApr 22, 2026
PeriodB/MEPSEPS ฮ”RevenueRev ฮ”Report
โ€”
Apr 22, 26
โ€”
Est 0.54
โ€”
โ€”
Est 151227.0B
โ€”
Apr 22
โ€”
Jan 21, 26
โœ“
0.95
Est 0.56
+69.6%
172907.0B
Est 150413.3B
+14.9%
Jan 21
โ€”
Oct 22, 25
โœ—
0.55
Est 0.58
-5.2%
142456.0B
Est 151265.0B
-5.8%
Oct 22
โ€”
Jul 23, 25
โœ—
0.51
Est 0.52
-1.9%
142003.0B
Est 147900.0B
-4.0%
Jul 23
โ€”
Apr 23, 25
โœ—
0.21
Est 0.38
-44.7%
123767.0B
Est 131700.0B
-6.0%
Apr 23
โ€”
Mar 18, 25
0.21
Est โ€”
โ€”
239916.0B
Est โ€”
โ€”
Mar 18
โ€”
Oct 23, 24
โœ—
0.28
Est 0.56
-50.0%
126338.0B
Est 127833.3B
-1.2%
Oct 23
โ€”
Jul 24, 24
โœ“
0.59
Est 0.46
+28.3%
123417.0B
Est 126780.0B
-2.6%
Jul 24
โ€”
Apr 24, 24
โœ—
0.36
Est 0.47
-23.4%
118246.0B
Est 123220.0B
-4.0%
Apr 24
โ€”
Jan 24, 24
โœ—
0.36
Est 0.44
-18.2%
101124.0B
Est 116630.0B
-13.3%
Jan 24
โ€”
Oct 25, 23
โœ“
0.88
Est 0.48
+83.3%
124837.0B
Est 112880.0B
+10.6%
Oct 25
โ€”
Jul 25, 23
โœ“
0.39
Est 0.31
+25.8%
107071.0B
Est 112890.0B
-5.2%
Jul 25
โ€”
Apr 26, 23
โœ—
0.01
Est 0.34
-97.1%
100552.0B
Est 115320.0B
-12.8%
Apr 26
โ€”
Jan 25, 23
โœ—
0.04
Est 0.43
-90.7%
94688.0B
Est 109757.6B
-13.7%
Jan 25
โ€”
Oct 26, 22
โœ“
0.96
Est 0.71
+35.2%
101377.0B
Est 115804.3B
-12.5%
Oct 26
โ€”
Jul 27, 22
โœ“
2.16
Est 0.51
+323.5%
105648.0B
Est 98700.0B
+7.0%
Jul 27
โ€”
Apr 27, 22
โœ“
0.76
Est 0.70
+8.6%
109458.0B
Est 100075.9B
+9.4%
Apr 27
โ€”
Jan 25, 22
โœ—
0.66
Est 0.70
-5.7%
105019.0B
Est 107790.0B
-2.6%
Jan 25
โ€”
Oct 27, 21
โœ“
0.76
Est 0.65
+16.9%
100712.0B
Est 97800.0B
+3.0%
Oct 27
โ€”
Jul 21, 21
โœ“
1.41
Est 0.57
+147.4%
140544.0B
Est 96530.0B
+45.6%
Jul 21
No upcoming earnings in the next 90 days

Next Step

Connect reports to catalysts

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