Financial Services
Lakeland Financial Corporation(LKFN)
Live Price
Offline$59.86
-0.38% today
1Y Change
-2.49%
Window
Jun 27, 2025 โ Jun 18, 2026
- Market Cap
- $1.60B
- Revenue Growth
- -1.9%
- EPS Growth
- +10.4%
- Dividend Yield
- 3.3%
Coverage: 245 bars ยท Jun 27, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Lakeland Financial Corporation (LKFN) is a Financial Services stock with a market cap of $1.60B and listed on NASDAQ. The stock last traded around $59.86 and down 2.5% across the available one-year price window (Jun 27, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of -1.9%, EPS growth of +10.4%, a dividend yield of 3.3%. What stands out right now is revenue -1.9%, EPS +10.4%, free cash flow +10.6% with operating margin 31.5% and ROIC 1.5%. The dividend matters to the case here, with a current yield around 3.3%. Valuation is more restrained than many high-expectation growth names at P/E 14.2 and price/sales 3.8. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines LKFN price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-1.9% vs +3.4% peer median
Operating Margin
Above sector median
+31.5% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 24, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -1.9% and EPS is at +10.4%, with operating margin around 31.5%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 3.3%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.0% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 24, 2026 | โ | +3.1% | +2.8% | +0.4% |
2026 Jan 26, 2026 | +10.5% | -2.1% | -0.9% | -5.4% |
2025 Oct 27, 2025 | -1.0% | -0.8% | -1.8% | -0.9% |
Benchmark Edge
LKFN vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
LKFN
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
LKFN Max Drawdown
-19.93%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for LKFN and SPY.
Company Overview
Lakeland Financial Corporation
NASDAQ Global Select
Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits. Its loan products include commercial and industrial, commercial real estate and multi-family residential, agri-business and agricultural, consumer 1-4 family mortgage, and other consumer loans. The company also offers retail and merchant credit card services; corporate treasury management, wealth advisory, and trust services; retail brokerage services, including various financial and investment products, such as annuities and life insurance; and mobile business banking and on-line treasury management services. It serves commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and health care industries. As of December 31, 2021, the company operated 51 offices in fifteen counties, including 45 offices in northern Indiana and six offices in central Indiana. Lakeland Financial Corporation was founded in 1872 and is headquartered in Warsaw, Indiana.
- Leadership
- David Findlay
- IPO Date
- Aug 14, 1997
- Employees
- 647
- Street Address
- 202 East Center Street
- Mailing
- Warsaw, IN, 46581-1387
- Region
- Warsaw, IN, US
- Reporting Currency
- USD
- Investor Line
- 574 267 6144
- Last Updated
- May 1, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 14.2
- EV/EBITDA
- 11.8
- Price/Sales
- 3.8
- Price/Book
- 2.1
Growth
- Revenue
- -1.9%
- EPS
- +10.4%
- Free Cash Flow
- +10.6%
Profitability
- Gross Margin
- 63.0%
- Operating Margin
- 31.5%
- Net Margin
- 25.8%
- ROE
- 14.8%
- ROIC
- 1.5%
Balance Sheet
- Debt/Equity
- 0.10
- Current Ratio
- 1.88
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.