Financial Services
KS Bancorp, Inc.(KSBI)
Live Price
Offline$78.44
+0.00% today
1Y Change
+50.85%
Window
Jun 27, 2025 โ Jun 23, 2026
- Market Cap
- $90.00M
- Revenue Growth
- +19.3%
- EPS Growth
- +51.8%
- Dividend Yield
- 1.4%
Coverage: 247 bars ยท Jun 27, 2025 โ Jun 23, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
KS Bancorp, Inc. (KSBI) is a Financial Services stock with a market cap of $90.00M and listed on OTC. The stock last traded around $78.44 and up 50.8% across the available one-year price window (Jun 27, 2025 โ Jun 23, 2026). Baseline metrics include revenue growth of +19.3%, EPS growth of +51.8%, a dividend yield of 1.4%. What stands out right now is revenue +19.3%, EPS +51.8%, free cash flow +82.7% with operating margin 25.5% and ROIC 1.1%. The dividend is present but secondary, with a yield around 1.4%. Valuation is more restrained than many high-expectation growth names at P/E 9.5 and price/sales 1.9. Stock Foundry combines KSBI price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+19.3% vs +3.4% peer median
Operating Margin
Above sector median
+25.5% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 15, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +19.3% and EPS at +51.8%, with operating margin around 25.5%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 1.4%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +1.6% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 15, 2026 | โ | +0.0% | +0.0% | -1.2% |
2026 Jan 23, 2026 | โ | +0.0% | +4.0% | +6.7% |
2025 Oct 22, 2025 | โ | +0.0% | +0.9% | +3.6% |
Benchmark Edge
KSBI vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
KSBI
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
KSBI Max Drawdown
-16.93%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for KSBI and SPY.
Company Overview
KS Bancorp, Inc.
Other OTC
KS Bancorp, Inc. operates as the bank holding company for KS Bank, Inc. that provides a range of community banking services to consumers and businesses. It offers personal deposit accounts, such as checking, savings, money market, and individual retirement accounts, as well as certificates of deposit; loan products, including vehicle, boat and marine, recreational, deposit/investment secured, student, debt consolidation, and home equity loans, as well as home equity lines of credit; and credit cards. The company also provides business checking and savings, and payroll card accounts; construction loans, such as builders' speculative and pre-sale and commercial builder loans; commercial loans, including equipment, facilities purchase, debt refinancing, and real estate loans; and seasonal cash needs, inventory financing, and receivables financing lines of credit. In addition, it offers merchant, payroll, cash management, and remote deposit services; and mortgage services, including home purchase, home refinance, construction/permanent loans. Further, the company provides wealth management services comprising investment management, financial and retirement planning, trust and estate, and private banking services. It operates through nine full service branch offices located in Kenly, Goldsboro, Wilson, Garner, Selma, Clayton, Wendell, Four Oaks, and Smithfield, North Carolina. The company was incorporated in 1924 and is headquartered in Smithfield, North Carolina.
- Leadership
- Earl W. Worley Jr.
- IPO Date
- Jan 24, 2003
- Employees
- 90
- Street Address
- 1031 North Brightleaf Boulevard
- Mailing
- Smithfield, NC, 27577
- Region
- Smithfield, NC, US
- Reporting Currency
- USD
- Investor Line
- 919 938 3101
- Last Updated
- May 1, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.5
- EV/EBITDA
- 3.2
- Price/Sales
- 1.9
- Price/Book
- 1.6
Growth
- Revenue
- +19.3%
- EPS
- +51.8%
- Free Cash Flow
- +82.7%
Profitability
- Gross Margin
- 49.7%
- Operating Margin
- 25.5%
- Net Margin
- 19.8%
- ROE
- 18.4%
- ROIC
- 1.1%
Balance Sheet
- Debt/Equity
- 0.20
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.