Financial Services
Navient Corporation SR NT 6% 121543(JSM)
Live Price
Offline$18.29
+0.33% today
1Y Change
-4.27%
Window
Jun 25, 2025 โ Jun 22, 2026
- Market Cap
- $5.05B
- Revenue Growth
- -18.4%
- EPS Growth
- -168.3%
- Dividend Yield
- 8.1%
Coverage: 248 bars ยท Jun 25, 2025 โ Jun 22, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Navient Corporation SR NT 6% 121543 (JSM) is a Financial Services stock with a market cap of $5.05B and listed on NASDAQ. The stock last traded around $18.29 and down 4.3% across the available one-year price window (Jun 25, 2025 โ Jun 22, 2026). Baseline metrics include revenue growth of -18.4%, EPS growth of -168.3%, a dividend yield of 8.1%. What stands out right now is revenue -18.4%, EPS -168.3%, free cash flow -3.9% with operating margin 82.9% and ROIC 80.0%. The dividend matters to the case here, with a current yield around 8.1%. Valuation is more restrained than many high-expectation growth names at price/sales 1.7. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines JSM price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-18.4% vs +3.4% peer median
Operating Margin
Above sector median
+82.9% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Feb 26, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -18.4% and EPS is at -168.3%, with operating margin around 82.9%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 8.1%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -1.1% over the next 5 trading days and finished higher after 0 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Feb 26, 2026 | โ | -1.0% | -0.3% | -7.2% |
2023 Dec 31, 2023 | โ | -0.9% | -1.5% | -0.8% |
2023 Sep 30, 2023 | โ | -0.9% | -1.5% | -0.8% |
Benchmark Edge
JSM vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
JSM
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
JSM Max Drawdown
-12.56%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for JSM and SPY.
Company Overview
Navient Corporation SR NT 6% 121543
NASDAQ Global Select
Navient Corp. engages in the provision of asset management and business processing solutions for education, healthcare and government clients at the federal, state and local levels. It operates through the following segments: Federal Education Loans, Consumer Lending, Business Processing and Other. The Federal Education Loans segment owns FFELP Loans and performs servicing and asset recovery services on FFELP Loan portfolio. The Consumer Lending segment owns, originates, acquires and services high-quality private education loans. The Business Processing segment engages in the provision of government and healthcare services. The Other segment consists of corporate liquidity portfolio, gains and losses incurred on the repurchase of debt, unallocated expenses of shared services and restructuring/other reorganization expenses. The company was founded in 1973 and is headquartered in Herndon, VA.
- Leadership
- None
- IPO Date
- Dec 30, 2003
- Employees
- 2.1k
- Street Address
- 13865 Sunrise Valley Drive, Suite 300
- Mailing
- Herndon, VA, 20171
- Region
- Herndon, VA, US
- Reporting Currency
- USD
- Investor Line
- +1 888 272 5543
- Last Updated
- May 1, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- โ
- EV/EBITDA
- 7.5
- Price/Sales
- 1.7
- Price/Book
- 0.7
Growth
- Revenue
- -18.4%
- EPS
- -168.3%
- Free Cash Flow
- -3.9%
Profitability
- Gross Margin
- 95.6%
- Operating Margin
- 82.9%
- Net Margin
- -2.0%
- ROE
- -2.5%
- ROIC
- 80.0%
Balance Sheet
- Debt/Equity
- 2.47
- Current Ratio
- 0.36
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.