Communication Services
Jiayin Group Inc.(JFIN)
Live Price
Offline$4.07
-2.86% today
1Y Change
-75.44%
Window
Jun 25, 2025 โ Jun 16, 2026
- Market Cap
- $1.67B
- Revenue Growth
- +4.3%
- EPS Growth
- +43.9%
- Dividend Yield
- 16.9%
Coverage: 245 bars ยท Jun 25, 2025 โ Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Jiayin Group Inc. (JFIN) is a Communication Services stock with a market cap of $1.67B and listed on NASDAQ. The stock last traded around $4.07 and down 75.4% across the available one-year price window (Jun 25, 2025 โ Jun 16, 2026). Baseline metrics include revenue growth of +4.3%, EPS growth of +43.9%, a dividend yield of 16.9%. What stands out right now is revenue +4.3%, EPS +43.9%, free cash flow -9.3% with operating margin 28.9% and ROIC 16.8%. The dividend matters to the case here, with a current yield around 16.9%. Valuation is more restrained than many high-expectation growth names at P/E 1.1 and price/sales 0.3. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines JFIN price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Communication Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Near sector median
+4.3% vs +5.5% peer median
Operating Margin
Above sector median
+28.9% vs +3.6% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Jun 4, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +4.3% and EPS at +43.9%, with operating margin around 28.9%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 16.9%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -3.6% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Jun 4, 2026 | โ | -4.7% | -2.2% | โ |
2026 Mar 31, 2026 | +64.0% | -5.5% | +4.5% | +9.3% |
2026 Mar 26, 2026 | โ | +0.6% | -13.3% | -3.5% |
Benchmark Edge
JFIN vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
JFIN
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
JFIN Max Drawdown
-79.28%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for JFIN and SPY.
Company Overview
Jiayin Group Inc.
NASDAQ Global Market
Jiayin Group Inc. provides online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates transparent, secure, and fast connections between individual borrowers and financial institutions funding partners. It also provides referral services for investment products offered by the financial service providers; and software development, risk control, marketing support, and IT assistance services. The company was founded in 2011 and is headquartered in Shanghai, the People's Republic of China.
- Leadership
- Dinggui Yan
- IPO Date
- May 10, 2019
- Employees
- 1.0k
- Street Address
- Building No. 1
- Mailing
- Shanghai, 200122
- Region
- Shanghai, CN
- Reporting Currency
- USD
- Investor Line
- 86 21 6190 3967
- Last Updated
- May 1, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 1.1
- EV/EBITDA
- 1.1
- Price/Sales
- 0.3
- Price/Book
- 0.4
Growth
- Revenue
- +4.3%
- EPS
- +43.9%
- Free Cash Flow
- -9.3%
Profitability
- Gross Margin
- 80.2%
- Operating Margin
- 28.9%
- Net Margin
- 24.7%
- ROE
- 37.7%
- ROIC
- 16.8%
Balance Sheet
- Debt/Equity
- 0.16
- Current Ratio
- 26.67
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.