Financial Services
Jeffersonville Bancorp(JFBC)
Live Price
Offline$28.75
+2.86% today
1Y Change
+28.74%
Window
Jun 25, 2025 โ Jun 23, 2026
- Market Cap
- $120.00M
- Revenue Growth
- +11.0%
- EPS Growth
- +10.4%
- Dividend Yield
- 3.9%
Coverage: 249 bars ยท Jun 25, 2025 โ Jun 23, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Jeffersonville Bancorp (JFBC) is a Financial Services stock with a market cap of $120.00M and listed on OTC. The stock last traded around $28.75 and up 28.7% across the available one-year price window (Jun 25, 2025 โ Jun 23, 2026). Baseline metrics include revenue growth of +11.0%, EPS growth of +10.4%, a dividend yield of 3.9%. What stands out right now is revenue +11.0%, EPS +10.4%, free cash flow +13.2% with operating margin 46.3% and ROIC 1.9%. The dividend matters to the case here, with a current yield around 3.9%. Valuation is more restrained than many high-expectation growth names at P/E 9.4 and price/sales 3.5. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines JFBC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+11.0% vs +3.4% peer median
Operating Margin
Above sector median
+46.3% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 11, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +11.0% and EPS at +10.4%, with operating margin around 46.3%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 3.9%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.6% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 11, 2026 | โ | +0.4% | -0.3% | -0.1% |
2026 Feb 10, 2026 | โ | +0.0% | +0.0% | +2.0% |
2025 Nov 13, 2025 | โ | +0.1% | +2.2% | +4.5% |
Benchmark Edge
JFBC vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
JFBC
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
JFBC Max Drawdown
-11.61%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for JFBC and SPY.
Company Overview
Jeffersonville Bancorp
Other OTC
Jeffersonville Bancorp operates as the bank holding company for Jeff Bank that provides community banking services to individuals, small businesses, and local municipal governments primarily in Sullivan County, New York. The company offers various deposit products, such as checking, money market, savings, NOW, and retirement accounts, as well as demand and time deposits. It also provides personal loan products, such as auto/RV/motorcycle/boat, home improvement, debt consolidation, check, and other financing; and business loans, including commercial real estate, commercial lines of credit, short-term notes, installment, and commercial vehicle/equipment loans, as well as agricultural and construction loans. In addition, the company offers an array of mortgage products, including residential, home equity lines of credit, construction, vacant land, manufactured homes, mobile homes, and seasonal homes. Further, it provides credit and debit cards; business services, including electronic deposits and withdrawals, and remote check deposits for business customers; and online/mobile banking services. As of February 8, 2022, it had 12 full-service branches in Sullivan and Orange County, New York located in Anawana Lake Road/Monticello, Eldred, Callicoon, Jeffersonville, Liberty, Livingston Manor, Loch Sheldrake, Monticello, Narrowsburg, Port Jervis, White Lake, and Wurtsboro. The company was founded in 1913 and is based in Jeffersonville, New York.
- Leadership
- George W. Kinne Jr.
- IPO Date
- Jun 3, 1998
- Employees
- 79
- Street Address
- 4866 State Route 52
- Mailing
- Jeffersonville, NY, 12748
- Region
- Jeffersonville, NY, US
- Reporting Currency
- USD
- Investor Line
- 845 482 4000
- Last Updated
- Apr 30, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.4
- EV/EBITDA
- 2.9
- Price/Sales
- 3.5
- Price/Book
- 1.1
Growth
- Revenue
- +11.0%
- EPS
- +10.4%
- Free Cash Flow
- +13.2%
Profitability
- Gross Margin
- 95.2%
- Operating Margin
- 46.3%
- Net Margin
- 36.7%
- ROE
- 12.7%
- ROIC
- 1.9%
Balance Sheet
- Debt/Equity
- โ
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.