Financial Services
Israel Discount Bank Limited(ISDAF)
Live Price
Offline$11.30
+0.00% today
1Y Change
+69.92%
Window
Jun 25, 2025 โ Jun 22, 2026
- Market Cap
- $39.85B
- Revenue Growth
- -7.7%
- EPS Growth
- -2.9%
- Dividend Yield
- 4.4%
Coverage: 255 bars ยท Jun 25, 2025 โ Jun 22, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Israel Discount Bank Limited (ISDAF) is a Financial Services stock with a market cap of $39.85B and listed on OTC. The stock last traded around $11.30 and up 69.9% across the available one-year price window (Jun 25, 2025 โ Jun 22, 2026). Baseline metrics include revenue growth of -7.7%, EPS growth of -2.9%, a dividend yield of 4.4%. What stands out right now is revenue -7.7%, EPS -2.9%, free cash flow +224.8% with operating margin 24.8% and ROIC 0.8%. The dividend matters to the case here, with a current yield around 4.4%. Valuation is more restrained than many high-expectation growth names at P/E 9.6 and price/sales 1.5. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines ISDAF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-7.7% vs +3.4% peer median
Operating Margin
Above sector median
+24.8% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 18, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -7.7% and EPS is at -2.9%, with operating margin around 24.8%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 4.4%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged 0.0% over the next 5 trading days and finished higher after 0 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 18, 2026 | โ | +0.0% | +0.0% | +0.0% |
2026 Mar 8, 2026 | -12.3% | +0.0% | +0.0% | +0.0% |
2025 Aug 14, 2025 | +6.2% | +0.0% | +0.0% | +0.0% |
Benchmark Edge
ISDAF vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
ISDAF
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
ISDAF Max Drawdown
0.00%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for ISDAF and SPY.
Company Overview
Israel Discount Bank Limited
Other OTC
Israel Discount Bank Limited, together with its subsidiaries, provides various banking and financial services in Israel, Europe, and North America. The company operates through Retail Banking, Middle Market Banking, Corporate Banking, Financial Operations, Discount Capital, Discount Bancorp, Israel Credit Cards Company, and Other segments. Its personal banking services include checking accounts, deposits and savings products, loans and credit facilities, mortgages, credit cards, capital market products, consulting services, family banking programs, and tax exemption services. The company also provides accounts, credit, funds, credit cards, and loans for small businesses; commercial business products for factories, workshops, service providers, and merchants; corporate, residential and commercial construction, infrastructure, and rental property financing; and personal consulting services for corporations and executives in various fields of investment, inliquidity, and asset management; brokerage and trading services; customized services for diamond traders; and capital market consulting, including foreign trade, documentary collection and credit, foreign guarantee, export financing, online foreign trade, anti money laundering, and mutual fund services. In addition, it offers tools for capital market transactions; provides Israeli private banking, foreign currency, commercial payment, securities custody and execution, capital market advisory, international banking, portfolio management, and online and digital banking services; manages securities investment portfolios for private customers, corporations, not-for-profit organizations, and institutional bodies; and initiates and assists public offerings and private placements, as well as provides underwriting and distribution services. The company operates through a chain of 171 branches in Israel. Israel Discount Bank Limited was incorporated in 1935 and is based in Tel Aviv, Israel.
- Leadership
- Avraham Levy
- IPO Date
- Apr 20, 2023
- Employees
- 8.6k
- Street Address
- Discount Bank Tower
- Mailing
- Tel Aviv, 6513601
- Region
- Tel Aviv, IL
- Reporting Currency
- USD
- Investor Line
- 972 3 9439111
- Last Updated
- Apr 30, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.6
- EV/EBITDA
- 3.6
- Price/Sales
- 1.5
- Price/Book
- 1.2
Growth
- Revenue
- -7.7%
- EPS
- -2.9%
- Free Cash Flow
- +224.8%
Profitability
- Gross Margin
- 52.2%
- Operating Margin
- 24.8%
- Net Margin
- 15.9%
- ROE
- 12.5%
- ROIC
- 0.8%
Balance Sheet
- Debt/Equity
- 1.32
- Current Ratio
- 2.52
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.