Financial Services
First Internet Bancorp(INBK)
Live Price
Offline$25.78
+2.46% today
1Y Change
-5.19%
Window
Jun 26, 2025 โ Jun 24, 2026
- Market Cap
- $200.00M
- Revenue Growth
- -3.2%
- EPS Growth
- -238.5%
- Dividend Yield
- 1.0%
Coverage: 249 bars ยท Jun 26, 2025 โ Jun 24, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
First Internet Bancorp (INBK) is a Financial Services stock with a market cap of $200.00M and listed on NASDAQ. The stock last traded around $25.78 and down 5.2% across the available one-year price window (Jun 26, 2025 โ Jun 24, 2026). Baseline metrics include revenue growth of -3.2%, EPS growth of -238.5%, a dividend yield of 1.0%. What stands out right now is revenue -3.2%, EPS -238.5%, free cash flow +268.3% with operating margin -16.5% and ROIC -3.9%. The dividend is present but secondary, with a yield around 1.0%. Valuation is more restrained than many high-expectation growth names at price/sales 0.6. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines INBK price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-3.2% vs +3.4% peer median
Operating Margin
Below sector median
-16.5% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 22, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -3.2% and EPS is at -238.5%, with operating margin around -16.5%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 1.0%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -8.8% over the next 5 trading days and finished higher after 0 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 22, 2026 | โ | -2.4% | -2.5% | +4.2% |
2026 Jan 29, 2026 | +8.5% | -2.0% | -4.0% | -8.8% |
2025 Oct 22, 2025 | -316.7% | -9.7% | -19.8% | -20.2% |
Benchmark Edge
INBK vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
INBK
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
INBK Max Drawdown
-38.36%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for INBK and SPY.
Company Overview
First Internet Bancorp
NASDAQ Global Select
First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides commercial and retail banking products and services to individuals and commercial customers in the United States. The company accepts non-interest bearing and interest-bearing demand deposit, savings, money market, and brokered deposit accounts, as well as certificates of deposit. It also offers commercial and industrial, owner-occupied and investor commercial real estate, construction, residential mortgage, home equity and improvement, small installment, term, and other consumer loans, as well as single tenant lease financing, and public and healthcare finance; franchise finance; and small business lending. In addition, the company is involved in the purchase, manage, service, and safekeeping of municipal securities; and provision of municipal finance lending and leasing products to government entities. In addition, it offers corporate credit card and treasury management services. The company provides its services through its firstib.com Website. First Internet Bancorp was founded in 1999 and is headquartered in Fishers, Indiana.
- Leadership
- David Becker
- IPO Date
- Apr 5, 2006
- Employees
- 323
- Street Address
- 8701 East 116th Street
- Mailing
- Fishers, IN, 46038
- Region
- Fishers, IN, US
- Reporting Currency
- USD
- Investor Line
- 317 532 7900
- Last Updated
- Apr 30, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- โ
- EV/EBITDA
- โ
- Price/Sales
- 0.6
- Price/Book
- 0.6
Growth
- Revenue
- -3.2%
- EPS
- -238.5%
- Free Cash Flow
- +268.3%
Profitability
- Gross Margin
- 5.6%
- Operating Margin
- -16.5%
- Net Margin
- -10.9%
- ROE
- -9.2%
- ROIC
- -3.9%
Balance Sheet
- Debt/Equity
- โ
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.