Financial Services
Permanent TSB Group Holdings plc(ILPMY)
Live Price
Offline$3.21
-5.03% today
1Y Change
+42.67%
Window
Jun 25, 2025 β Jun 23, 2026
- Market Cap
- $1.59B
- Revenue Growth
- +28.7%
- EPS Growth
- -40.9%
- Dividend Yield
- 0.6%
Coverage: 256 bars Β· Jun 25, 2025 β Jun 23, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Permanent TSB Group Holdings plc (ILPMY) is a Financial Services stock with a market cap of $1.59B and listed on OTC. The stock last traded around $3.21 and up 42.7% across the available one-year price window (Jun 25, 2025 β Jun 23, 2026). Baseline metrics include revenue growth of +28.7%, EPS growth of -40.9%, a dividend yield of 0.6%. What stands out right now is revenue +28.7%, EPS -40.9%, free cash flow -90.3% with operating margin 26.9% and ROIC 0.6%. The dividend is present but secondary, with a yield around 0.6%. Valuation is more restrained than many high-expectation growth names at P/E 13.9 and price/sales 2.0. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines ILPMY price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+28.7% vs +3.4% peer median
Operating Margin
Above sector median
+26.9% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report came in below the EPS bar
2026 was reported on Mar 5, 2026 with an EPS surprise of -49.2% and a revenue surprise of +1.2%.
The operating picture looks softer than before
Revenue is at +28.7% and EPS is at -40.9%, with operating margin around 26.9%.
The next real check-in already has a date
The next earnings event is scheduled for Jul 30, 2026, which is the clearest near-term catalyst for confirming whether the current trend is holding up.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged 0.0% over the next 5 trading days and finished higher after 0 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS Ξ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Mar 5, 2026 | -49.2% | +0.0% | +0.0% | -6.7% |
2025 Mar 4, 2025 | +23.8% | +0.0% | +0.0% | +10.9% |
2024 Aug 1, 2024 | -70.2% | +0.0% | +0.0% | +10.9% |
Benchmark Edge
ILPMY vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
ILPMY
β
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
ILPMY Max Drawdown
-26.56%
Trailing 1Y
SPY Max Drawdown
β
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for ILPMY and SPY.
Company Overview
Permanent TSB Group Holdings plc
Other OTC
Permanent TSB Group Holdings plc provides financial services to retail, and small and medium sized enterprises. It offers current accounts; retail, corporate, and institutional deposits; mortgages; consumer finance, including term loans, credit cards, and overdrafts; treasury assets; and wholesale funding services. The company also offers mobile and online banking services. It operates through a network of 25 branches in Dublin region, 25 branches in South and East region of the Republic of Ireland, 26 branches in North and West region of the Republic of Ireland. The company was formerly known as Irish Life & Permanent Group Holdings plc and changed its name to Permanent TSB Group Holdings plc in May 2012. Permanent TSB Group Holdings plc was founded in 1816 and is headquartered in Dublin, Ireland.
- Leadership
- Eamonn Crowley
- IPO Date
- Aug 11, 2015
- Employees
- 3.4k
- Street Address
- 56-59 St. Stephenβs Green
- Mailing
- Dublin, 2
- Region
- Dublin, IE
- Reporting Currency
- USD
- Investor Line
- 353 1 633 3626
- Last Updated
- Apr 30, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 13.9
- EV/EBITDA
- 21.4
- Price/Sales
- 2.0
- Price/Book
- 0.7
Growth
- Revenue
- +28.7%
- EPS
- -40.9%
- Free Cash Flow
- -90.3%
Profitability
- Gross Margin
- 87.2%
- Operating Margin
- 26.9%
- Net Margin
- 14.3%
- ROE
- 4.8%
- ROIC
- 0.6%
Balance Sheet
- Debt/Equity
- 1.10
- Current Ratio
- 0.60
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.