Financial Services
Intercorp Financial Services Inc.(IFS)
Live Price
Offline$56.85
+2.90% today
1Y Change
+51.53%
Window
Jun 25, 2025 β Jun 23, 2026
- Market Cap
- $17.37B
- Revenue Growth
- +4.3%
- EPS Growth
- +43.3%
- Dividend Yield
- 3.8%
Coverage: 249 bars Β· Jun 25, 2025 β Jun 23, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Intercorp Financial Services Inc. (IFS) is a Financial Services stock with a market cap of $17.37B and listed on NYSE. The stock last traded around $56.85 and up 51.5% across the available one-year price window (Jun 25, 2025 β Jun 23, 2026). Baseline metrics include revenue growth of +4.3%, EPS growth of +43.3%, a dividend yield of 3.8%. What stands out right now is revenue +4.3%, EPS +43.3%, free cash flow +262.5% with operating margin 26.7% and ROIC 1.9%. The dividend matters to the case here, with a current yield around 3.8%. Valuation is more restrained than many high-expectation growth names at P/E 9.1 and price/sales 1.9. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines IFS price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Near sector median
+4.3% vs +3.4% peer median
Operating Margin
Above sector median
+26.7% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 11, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +4.3% and EPS at +43.3%, with operating margin around 26.7%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 3.8%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -3.1% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS Ξ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 11, 2026 | β | +2.1% | +1.1% | +18.2% |
2026 Feb 11, 2026 | +11.8% | -4.3% | -2.7% | -13.1% |
2025 Nov 6, 2025 | -3.5% | -3.8% | -7.7% | -8.6% |
Benchmark Edge
IFS vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
IFS
β
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
IFS Max Drawdown
-15.16%
Trailing 1Y
SPY Max Drawdown
β
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for IFS and SPY.
Company Overview
Intercorp Financial Services Inc.
New York Stock Exchange
Intercorp Financial Services Inc. provides banking, insurance, and wealth management services for retail and commercial clients in Peru. The company operates through three segments: Banking, Insurance, and Wealth Management. It provides transactional accounts, such as cuenta sueldo and cuenta simple; savings accounts; investment accounts; and time deposits, certificates of deposit, and compensation for service time accounts. The company also offers retail banking products, including credit cards, payroll deduction loans, mortgages, and consumer loans, as well as cash, student, and collateralized cash loans. In addition, the company provides corporate, medium-size business, and small business banking services; and commercial banking products, which include commercial real estate, vehicles, machinery and other goods, cash management, trade finance, and electronic factoring products. Further, it offers treasury and institutional banking, as well as securitization services. Additionally, the company provides annuities and conventional life insurance, and other retail insurance products, as well as financial advisory services for equities, fixed income, structured products, alternative investments, and managed accounts; brokerage, and investment management services. As of December 31, 2021, it operated 189 financial stores and 1,581 ATMs. Intercorp Financial Services Inc. was incorporated in 1897 and is based in Lima, Peru. Intercorp Financial Services Inc. operates as a subsidiary of Intercorp PerΓΊ Ltd.
- Leadership
- Lord Luis Felipe Castellanos Lopez-Torres
- IPO Date
- Jul 1, 2019
- Employees
- 8.5k
- Street Address
- Torre Interbank
- Mailing
- Lima, 13
- Region
- Lima, PE
- Reporting Currency
- USD
- Investor Line
- 511 219 000
- Last Updated
- Apr 30, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.1
- EV/EBITDA
- 6.9
- Price/Sales
- 1.9
- Price/Book
- 1.4
Growth
- Revenue
- +4.3%
- EPS
- +43.3%
- Free Cash Flow
- +262.5%
Profitability
- Gross Margin
- 62.9%
- Operating Margin
- 26.7%
- Net Margin
- 20.9%
- ROE
- 16.3%
- ROIC
- 1.9%
Balance Sheet
- Debt/Equity
- 1.03
- Current Ratio
- 2.07
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.