Healthcare
Live Price
Offline$83.43
-1.85% today
1Y Change
-17.67%
Window
Jun 26, 2025 → Jun 17, 2026
Coverage: 245 bars · Jun 26, 2025 → Jun 17, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
HealthEquity, Inc. (HQY) is a Healthcare stock with a market cap of $6.93B and listed on NASDAQ. The stock last traded around $83.43 and down 17.7% across the available one-year price window (Jun 26, 2025 → Jun 17, 2026). Baseline metrics include revenue growth of +9.5%, EPS growth of +125.2%, a dividend yield of 0.0%. What stands out right now is revenue +9.5%, EPS +125.2%, free cash flow +34.7% with operating margin 24.6% and ROIC 7.6%. Valuation already assumes a fairly strong business story at P/E 32.8 and price/sales 5.3. Stock Foundry combines HQY price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Healthcare peers on this page.
Benchmark Edge
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
HQY
—
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
HQY Max Drawdown
-30.57%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for HQY and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$756.6M
-12.2% YoY
FY Net Income
-$44.3M
-69.4% YoY
Free Cash Flow
$3.9M
-87.6% YoY
Revenue Growth
+9.5%
EPS Growth
+125.2%
Gross Margin
69.5%
Net Margin
16.4%
Income statement
USD
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | 1.3B | 1.2B | 1000M | 862M | 757M |
| Gross Profit | 913M | 693M | 530M | 396M | 341M |
| Operating Income | 322M | 230M | 128M | 38M | 41M |
| EBITDA | 322M | 338M | 282M | 172M | 103M |
| Net Income | 215M | 97M | 56M | -26M | -44M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Cash & Equivalents | 319M | 296M | 404M | 254M | 225M |
| Total Assets | 3.4B | 3.4B | 3.2B | 3.1B | 3.1B |
| Total Liabilities | 1.3B | 1.3B | 1.1B | 1.2B | 1.3B |
| Shareholder Equity | 2.1B | 2.1B | 2.0B | 1.9B | 1.9B |
| Total Debt | 1.0B | 1.1B | 933M | 994M | 1.0B |
| Net Debt | 683M | 813M | 529M | 740M | 783M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
141M
-6.4% YoY
Capital Expenditures
137M
-15.1% YoY
Free Cash Flow
4M
-87.6% YoY
Key ratios
Gross Margin
69.5%
Operating Margin
24.6%
Net Margin
16.4%
ROE
10.1%
Debt / Equity
0.48x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.